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Industry: Provenir

Outra

Partners

Outra

Outra Data – Powering Your Business

Key Benefits

  • Property Attribute Data. Outra’s Property Attribute Data provides a wide range of data on every UK residential property. Taken from over 25 years of transactions, listings and surveys and supported by industry-leading Data Science for best results.
  • Home Move Triggers. Outra’s Home Move Triggers accurately predict when to target home movers to buy your products and services – identifying approx. 150,000 movers each month. This allows you to communicate with the right message at the right time.

“We have chosen to work with Outra Data due to better coverage of variables and transparency on actual and modelled data.”

POST OFFICE INSURANCE

Household Level Insights for a 360 Customer view

Outra is a data science and analytics company with over 5,000 unique data points from over 60 different data sources on over 30 million UK households. Giving companies GDPR compliant tools to understand their customer at a household level.

Outra is the UK’s leading residential property data company. Our depth, and accuracy of data is unmatched, meaning only Outra can provide a real time 360 view of the UK residential property market. 

Picking a home is the most important decision we will make. Whether it’s the location, cost, size, or energy efficiency, where you decide to live says a lot about who we are. That’s why we have put property data at the core of everything we do. 

Outra Data is more than just raw data. Our Data Science team use AI to identify patterns and actionable insights into customer behavior. Combined with our unique data sets, our range of solutions enable reduced costs for acquisition, retention, modelling, or whatever your business requirement is.

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About Outra

  • Services

    Property Attribute Data

    Home Move Triggers

    Parking Model

    High Net Worth Model

    Vulnerability Index – Outra has developed the proprietary data science which enables organizations to identify their most vulnerable customers at a household level. Companies use the Outra vulnerability index to reduce customer churn and mitigate financial risk. With the cost of living crisis, it is more important than ever to understand where these customers are and how you can support and retain them.

  • Regions Supported

    United Kingdom (England, Scotland, and Wales)

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Industry Veteran, Pedro Arlant Joins Provenir to Lead Global Expansion in Brazil

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Industry Veteran, Pedro Arlant
Joins Provenir to Lead Global Expansion in Brazil

AI-powered risk decisioning provider increases investment in Brazil to engage with fintech innovators

Parsippany, NJ — June 6, 2022 — Provenir, a global leader in risk decision-making software using artificial intelligence, announced the appointment of Pedro Arlant as Commercial Executive based in Sao Paulo, Brazil. Arlant will focus on growing Provenir’s business and presence in Brazil.

Arlant brings more than 20 years of experience in the financial services sector. Prior to joining Provenir, he most recently served as commercial head for fintechs and financial institutions at Clicksign and commercial director for South America Global Market Intelligence.

With a BA in International Relations/Business Administration from Boston University, an MBA from INSPER and a Management Excellence Program diploma from Harvard Business School, Arlant has extensive experience leading commercial and relationship management teams in areas such as credit risk, technology, fintech, data and analytics.

“Provenir has revolutionized how risk decisions are made to meet the ‘real-time’ expectations of today’s consumer. I am delighted to be joining such a visionary team and helping organizations in Brazil increase both the speed and accuracy of decision making”, said Arlant.

“Pedro has a deep understanding of the financial services market in Brazil and strong relationships having served as a trusted advisor to many organizations,” said Jose Vargas, Executive Vice President of Provenir LATAM. “The need to improve the customer experience is driving innovative fintechs and banks in Brazil to seek out real-time decisioning solutions. Pedro will lead our efforts to address the growing demand for Provenir’s AI-Powered Risk Decisioning Platform.”

15 Companies Changing the Landscape of Buy Now, Pay Later

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Data Fueled. AI Powered. The Secret to Smarter Decisioning

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Data Fueled. AI Powered.
The Secret to Smarter Decisioning

The way consumers interact with financial services products is changing, rapidly – consumers expect instant decisions, personalized offers and automated, digital experiences. And there is a need to gain deeper insights from more data sources to power a new level of decisioning speed and accuracy, financial inclusion and fraud prevention.

In this interview with Financial IT, Carol Hamilton, SVP, Global Solutions for Provenir, discusses how alternative data and AI play a huge role in improving risk decision-making, supporting fraud prevention and making financial services more accessible and inclusive.

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Provenir Joins Visa Ready for BNPL Program to Support AI Risk Decisioning for Burgeoning Buy Now Pay Later Sector

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Provenir Joins Visa Ready for BNPL Program
to Support AI Risk Decisioning for Burgeoning Buy Now Pay Later Sector

Providing universal access to data, simplified AI and sophisticated decisioning technology, Provenir continues to broaden its partnership with Visa

Parsippany, NJ — May 10, 2022 — Provenir, a global leader in AI-powered risk decisioning software for the fintech industry, today announced it is part of the Visa Ready for BNPL program, providing lenders offering Buy Now Pay Later (BNPL) services the ability to make data-fueled and AI-powered intelligent decisions.

Today’s announcement builds on Provenir’s established partnership with Visa, leveraging Visa’s collaboration, expertise and vast network. In addition to Visa Ready for BNPL, Provenir is also an enabling partner with Visa’s Fintech Fast Track Program and Visa Fintech Partner Connect.

Provenir’s AI-Powered Decisioning Platform is comprised of three essential components that enable financial institutions to rapidly overcome the challenges that hold them back — data integration, AI deployment and decisioning automation.

“Provenir is proud to join Visa Ready for BNPL as an enabling partner providing AI-risk decisioning for Visa clients in the BNPL sector,” said Kathy Stares, Executive Vice President, North America at Provenir. “In the fast-moving BNPL sector, risk decisioning that’s accurate and based on real-time information is essential. Our AI-powered risk decisioning platform provides a cohesive risk ecosystem to enable smarter decisions across the entire customer lifecycle to power many of the world’s leading BNPL providers across all continents.”

Through the Visa Ready for BNPL program, Visa establishes a robust ecosystem of partners to scale Visa’s BNPL portfolio of solutions worldwide.

Visa Ready for BNPL program partners provide Visa clients access to solutions and capabilities to support standing up BNPL capabilities including acquirers, POS systems, commerce platforms, issuer/virtual card processors, digital banking providers, origination platforms, system integrators and more.

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CreditorWatch

Partners

CreditorWatch

Unique Australian Commercial Risk Data & Solutions

Key Benefits

  • Access to traditional Australian credit risk drivers. CreditorWatch captures all the traditional risk drivers from public data sources you need to know about – including ASIC & ABR Data, Australian Courts, AFSA bankruptcies & Insolvency Notices.
  • Additional Unique Insights into Australian small and medium businesses (SMEs). We also provide unrivaled B2B trade payment transactional data from our exclusive XERO & MYOB integration as well as Aged Trial Balance corporate uploads, unique CreditorWatch payment defaults, mercantile enquiries, credit enquiries, and business Georisk & Geodemographic Data.

“With CreditorWatch, we now have rich data to help us make strong commercial decisions and our people can now focus on the good stuff: managing risk and providing great customer service. We consider CreditorWatch to be a strategic business partner invested in supporting our business goals of growth and efficiency.”

iQUMULATE PREMIUM FUNDING

Over 50,000 Customers. More Customers = More Data

Our philosophy is simple: more customers equals more data. Our diverse customer base has enabled us to provide something unique: data that gives insights into Australia’s small and medium businesses (SMEs) that is simply not available anywhere else. We offer this unique data to corporate enterprises through our innovative solutions and can customise this powerful data set according to any businesses requirements. 

Armed with these insights, you will be significantly better positioned to make more accurate credit decisions and manage risk.

Resources

About CreditorWatch

  • Products

    • API Data Integrations
    • ASIC and ABR Entity Verification
    • ASIC Extracts
    • CreditorWatch Risk Score and Payment Predictor
    • Australian Court Data
    • AFSA Bankruptcy
    • Insolvency Notices
    • CreditorWatch Payment Defaults
    • Mercantile Enquiries
    • CreditorWatch Credit Enquiries
    • Xero and MYOB Transactional Data
    • Corporate ATB Data
    • Georisk and Geodemographic Data
    • Comprehensive Commercial Credit Reports
    • Custom Credit Score
    • 24/7 Monitoring and alerts on adverse behavior on commercial entities
    • KYB/AML – UBOs, PEP, Sanctions and Adverse Media Checks
    • DVS
    • Adverse Cross Directorships and Director Due Diligence
    • Financial Risk Assessments
    • Trade Payment Program
    • PPSR Data and Platform
    • Portfolio Health Checks
  • Countries Supported

    Australia

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Palenca

Partners

Palenca

The First API for Payroll Data in Latin America

Key Benefits

  • Make better underwriting decisions with payroll data. Palenca connects companies to user-permissioned employment data. Validate historical and real-time income data directly from user’s income and employment sources.
  • Easily validate identity and employment instantly. With Palenca, access your customers employment records with their credentials and their consent, helping reduce fraud and optimize your KYC process.

Palenca, the Rirst Payroll API for Latin America.

Palenca’s software strives to become the most widely integrated Payroll API system in all LATAM. Through integrations with gig-economy apps, HR, e-commerce, and government platforms, we can bring rich risk and income related user data to financial, insurance and recruiting firms in just a fragment of a second.

With Palenca’s tool, companies can provide background checks, check payroll data, and real time behavior analysis for their end-users. Through these, firms can reinforce their internal evaluation processes for hiring and underwriting credit as well as access payment retention for loans and direct-deposit-switching for accounts.

About Palenca

  • Services

    • Employment and identity verification
    • Income verification (historical & real-time)
    • Direct Deposit Switch
    • Automated payment collection settings for loan repayments
  • Regions Supported

    • Latin America

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Provenir Welcomes Bharath Vellore as General Manager for APAC

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Provenir Welcomes Bharath Vellore
as General Manager for APAC

Vellore brings more than 15 years’ experience growing markets in risk decisioning arena

PARSIPPANY, NJ–Mar. 29, 2022 – Provenir, a global leader in AI-powered risk decisioning software for the fintech industry, announced today that Bharath Vellore has joined as the General Manager for APAC. In this role, Vellore will establish the strategy to expand Provenir’s presence in the region and oversee all business operations including sales, pre-sales, professional services, and customer success.

Vellore brings more than 15 years of experience working with Financial Services driving revenue growth, regional expansion and business development. Prior to joining Provenir, Vellore held leadership positions at LexisNexis Risk Solutions and Dow Jones.

“I am delighted that Bharath will be spearheading efforts to expand our footprint in APAC,” said Larry Smith, CEO and Founder. “With his industry knowledge and experience building new territories, we plan to quickly increase our engagement with the growing number of fintechs and innovative banks seeking access to industry-leading AI-powered risk decisioning software for real-time credit decisioning.”

“APAC is forecast to top 50 percent of Global GDP by 2040 accounting for 40 percent of the world’s total consumption. While this provides an incredible opportunity, there are numerous challenges in the region, including fraud, financial exclusion and disruptive changes in consumer behavior. This is driving lenders to implement new AI-enabled technology to minimize risk while serving a larger population of customers,” said Bharath. “I am excited to continue building upon Provenir’s existing presence and momentum to serve the region.”

Provenir’s AI-powered risk decisioning software is the industry’s first, true risk-decisioning ecosystem. It provides a comprehensive real-time view of unified decisioning-performance, third-party and historical data, as well as automated analytics. Through one unified digital experience, users can create the platform-as-a-service (Paas) cloud solution that best fits their business needs.

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Interview: Fintech Finance News with Carol Hamilton

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Interview:
Fintech Finance News with Carol Hamilton

AI-powered risk decisioning is about more than just more accurate decisions and better predictability. Implemented correctly, AI positively impact the entire credit risk lifecycle.

In this video interview, Carol Hamilton, SVP of Global Solutions at Provenir, provides insights on the current challenges and opportunities organizations are experiencing using AI, and how embedded AI helps organizations gain a holistic view across identity, fraud and credit risk for their customers along their entire journey.

Watch the video Fintech Finance News.

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What is a decision engine and how does it help your business processes?

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