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Buy Now, Pay Later

BNPL is booming – is your decisioning technology future-proof?

Increased Agility

Scalable and flexible technology lets you easily adapt to the evolving market and pending regulations.

Smarter Decisioning

Use alternative data to make the right onboarding and approval decisions in real time.

Rapid Launch

Get to market faster with a no-code UI that empowers a rapid launch, learn, and iterate cycle. 

BNPL Lending Technology that Powers Rapid Growth and Innovation

The credit card industry is valued at an estimated $8 trillion worldwide but Buy Now, Pay Later (BNPL) products are lining up to take a bite out of its market share! At Provenir, we work with BNPL providers, like you, to help them power rapid launch and growth.  

Launch, deploy, iterate and innovate on your timeline, and your terms.


No traditional credit score? No problem.

Easy data integration and advanced automation capabilities put real-time onboarding and sophisticated decisioning at your fingertips. With one solution for data, KYC, analytics, and insights, we empower you to create industry leading customer experiences that manage risk and drive business growth. 


Frequently asked questions

Get the answers you need to ensure your BNPL platform continues to thrive.

Want to learn more?

Our platform makes us unique. Our results make you stand out.

Klarna logo

“Provenir has delivered a solution that increases our agility and responsiveness to clients. The implementation of Provenir’s software will contribute towards Klarna’s global market goals.”

CEO, North America, Klarna

“Provenir plays a vital role in navigating this balance between compliance and speed, because it gives us the ability to orchestrate all of our scoring and compliance processes very quickly.”

CEO, Dun & Bradstreet
Telia logo

“Provenir empowers the Telia Finance team to create and change credit offerings independently, process customer applications in seconds, and easily integrate to multiple data sources for better quality decisioning.”

Credit Manager, Telia
GM logo

“We have deep insight into every application and contract as we can instantly get real-time information whenever we need it.”

VP of Dealer Services, GM Financial

“The flexibility of Provenir allows us to create our own risk decisioning workflows that can easily connect with any data source.”

Managing Director, Novuna Capital

Companies like you use Provenir

Resources to dig a little deeper

Unlocking the Power of Credit Cards: Three Innovative Trends...

The credit card industry has come a long way since the first credit card was introduced in the ...
Read More

15 Companies Setting the Trends in Buy Now, Pay Later

We were spot on in our prediction. Buy Now, Pay Later (BNPL) has gone from being a “trendy” ...
Read More

Alternative Data: The catalyst for Financial Inclusion

Addressing financial inclusion is a priority for many fintechs and financial services providers: there are almost 6 million ...
Read More

Our reach is global

Provenir operates around the world, providing you with the data, technology and support you need to power a global business. We’re your go-to partner, regardless of time zone.

Let’s build smarter, together.