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SME Lending

It’s a world of instant everything. Why should SME loan approvals be any different?

Rapid innovation

Our low-code user interface lets you make changes in minutes and get to market faster.

Smarter decisioning

Simple data integration makes accessing and using data in your decisioning fast and easy.

Faster approvals

Sophisticated automation tools empower your business to automatically approve loans in milliseconds.

Make smarter SME lending decisions, faster.

With its high risk and high costs, traditional banks shy away from SME lending. At Provenir, we work with innovative small business lenders like you who are stepping up to take on the challenge.

While automated processes and real-time decisioning are the minimum requirements you expect from an online SME lending platform, you know you need more. You need a solution that drives risk strategy innovation. That means making changes in minutes, deploying sophisticated credit risk models without relying on vendors and accessing the right data, at the right time.


Increase SME loan approvals without increasing risks.

Telia logo

“Provenir empowers the Telia Finance team to create and change credit offerings independently, process customer applications in seconds, and easily integrate to multiple data sources for better quality decisioning.”

Credit Manager, Telia
GM logo

“We have deep insight into every application and contract as we can instantly get real-time information whenever we need it.”

VP of Dealer Services, GM Financial
Klarna logo

“Provenir has delivered a solution that increases our agility and responsiveness to clients. The implementation of Provenir’s software will contribute towards Klarna’s global market goals.”

CEO, North America, Klarna

“The flexibility of Provenir allows us to create our own risk decisioning workflows that can easily connect with any data source.”

Novuna Business Cash Flow

“Provenir plays a vital role in navigating this balance between compliance and speed, because it gives us the ability to orchestrate all of our scoring and compliance processes very quickly.”

CEO, Dun & Bradstreet

Our platform makes us unique. Our results make you stand out.

Resources to dig a little deeper


Fostering SME Lending Resilience in Europe: Empowering Smart Decision-Making with Data and AI

SMEs accelerate market growth and innovation across the continent, accounting for 67% of all EU private sector jobs ...

Watch Now: Trends in Digital Lending for 2024

AI, Automation, Embedded Finance and More As we begin to look to 2024, we can expect new technology ...

Live Panel: SME Lending in Africa – Leveraging Data + AI for Smarter Decisions

ON-DEMAND WEBINAR How to Power Rapid Approvals and Improve your SME Lending Strategy In Africa, SMEs provide approximately ...

The Lending Revolution: Building World-Class Digital Lending Experiences in Southeast Asia

Digital lending has the potential to revolutionize financial inclusion in Asia’s emerging economies. For individuals and small businesses ...
BNPL, Credit Risk

Unlocking the Power of Credit Cards: Three Innovative Trends Driving Change in the Industry

The credit card industry has come a long way since the first credit card was introduced in the ...

Fintechs That Are Innovating SME Lending in Australia

Innovation in SME Lending Micro, small, and medium enterprises (MSMEs) are the economic darlings of the economy. They’re ...

Companies like you choose Provenir


Frequently asked questions

Get the answers you need for more accurate, faster decisions when lending to SMEs.

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Let’s build smarter, together.