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Risk Decisioning, Data, and Analytics for a World-Class Customer Experience.

Consumer lending is an enormous global market, reaching $11 billion in 2022. Competition is stiff, so consumers have the luxury of choice for their lending products – it’s up to you to provide fast approvals and simplified processes to reduce abandonment and improve customer experience and competitive advantage.  With ever-changing regulations and economic conditions, you must also be ready to pivot at a moment’s notice. 

Meet changing customer needs with one-stop risk decisioning software, offering automated decisioning, real-time alternative and traditional data integration, and advanced analytics to enable quick approvals, personalized pricing and rapid innovation for a superior customer experience.


Consumer Lending Software Built for Innovation

Automated loan approval

Automate loan approval to improve customer experience with smart processes that recommend specific conditions and pricing for each customer and loan, delivered in seconds.

  • Automate pricing and offer competitive rates
  • Use no-code tools to quickly build decisioning workflows
  • Identify the most efficient risk strategy

Faster loan processing

Integrated origination and credit decisioning automatically determines risk level and recommends the next best action for fast loan approval and simplified applications.

  • Case management provides line of sight into all credit processing
  • Straight-through processing powers real-time decisioning
  • Automated, real-time decisioning workflows

Accurate risk decisioning

User-friendly risk data and decisioning ecosystem supports the whole customer lifecycle with simple data integration, risk modeling and accurate risk prediction.

  • Add data sources straight into your decisioning workflows through a single API
  • Upload, test and deploy models to improve accuracy
  • Advanced workflow tools allow complex processes to be fully automated

Agile decisioning models

No-code tools put you in control to simplify and automate processes, launch new products, and rapidly respond to market changes.

  • Drag-and-drop UI puts any business user in control of decisioning models and processes
  • Easily iterate processes and deploy changes quickly
  • Manage demand with autoscaling
Klarna logo

“Provenir has delivered a solution that increases our agility and responsiveness to clients. The implementation of Provenir’s software will contribute towards Klarna’s global market goals.”

CEO, North America, Klarna

“Provenir plays a vital role in navigating this balance between compliance and speed, because it gives us the ability to orchestrate all of our scoring and compliance processes very quickly.”

CEO, Dun & Bradstreet
Telia logo

“Provenir empowers the Telia Finance team to create and change credit offerings independently, process customer applications in seconds, and easily integrate to multiple data sources for better quality decisioning.”

Credit Manager, Telia
GM logo

“We have deep insight into every application and contract as we can instantly get real-time information whenever we need it.”

VP of Dealer Services, GM Financial

“The flexibility of Provenir allows us to create our own risk decisioning workflows that can easily connect with any data source.”

Managing Director, Novuna Capital

Our platform makes us unique. Our results make you stand out.

Resources to dig a little deeper

Consumer Lending

On-Demand: Pioneering the Future of Low-Risk Consumer Lending

Navigating New Credit Products, Financial Inclusion and Beyond Consumer lending is changing. How can you remain on the ...
Consumer Lending

Infographic: Discover the Secret to Consumer Lending Success

The consumer credit market reached a staggering $11 billion market size in 2022. As a consumer lender up ...
Consumer Lending

The Secret to Consumer Lending Success

Between stark competition, evolving regulation, and an unpredictable global economy, consumer lending can be a difficult space to ...
Consumer Lending

Ten Fintechs Shaking Up Consumer Lending

With the ever-evolving landscape of financial technology, consumer lending has never been more accessible and efficient - in ...
Consumer Lending

On-demand webinar: The Next Evolution of Consumer Lending

Hosted by: Fintech Nexus Consumer lending continues to move forward with innovation in all areas. While BNPL grabs ...

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Frequently asked questions

Get the answers to the questions you need to conquer consumer lending.

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