Cloud Native Technology
Born and raised for the cloud.
Evolving features
Cloud-native means giving you access to the latest features in record time. Don’t follow trends, create them.
Increased flexibility
We’re not just cloud-native, we’re also cloud-agnostic. Our technology plays nice with AWS, GCP, Azure and more.
Unrivaled reliability
Cloud-native translates to faster, more reliable performance. We don’t let the little things bring us — or our technology — down.
Cloud technology designed for your business, now and in the future.
To get ahead and stay ahead in today’s digital-first world, you need a risk decisioning environment with a wide range of features, technology that supports the most advanced tools and a solution that plays nice with all systems. That’s where cloud-native comes in.
Built with microservices, Kubernetes, containers, APIs and a no-code UX at its core, the Provenir product suite offers the flexibility to grow, the reliability to perform and the security to rely on to get you ahead of the competition. It’s cloud-native and cloud-agnostic technology designed for your business, now and in the future.
Benefits
Built for the clouds.
Provenir’s AI-Powered Risk Decisioning Platform is purpose-built for the cloud, not repurposed to fit the cloud. So, you get a cloud-native platform that can grow and evolve with your business.
Flexibility + agility
Our Platform-as-a-Service product suite is cloud-agnostic, meaning you can go with the cloud provider that best fits your business needs. Choose from industry-leading offerings including AWS, GCP and Azure for maximum cloud advantages. Whether you choose one cloud or a multi-cloud approach, you’ll have easy access to your decisioning and analytics tools through your web browser.
Reliability at scale
Cloud-native technology doesn’t let the little — or big things — bring it down. Our cloud products offer unrivaled reliability. So whether it’s a slow day or a peak traffic period, our decisioning and analytics tools are up and ready to go.
Security + compliance
Compliance-heavy markets keep you walking a tightrope with little room for error. That’s why our cloud platform includes extensive security capabilities that ensure your business logic, data and resources are tightly locked down. With Provenir, you’re always on the right side of regulations.
Autoscaling technology
Don’t fear growth — embrace it. Provenir’s cloud-native technology can automatically scale up or down on demand. From peak business times to rapid decisioning, our cloud platform adapts according to your business environment without the need for excessive human intervention.
Trendsetting technology
The Provenir team loves cloud-native technology. Why? Because we’d rather create trends than follow them. Embracing cloud technology lets us deliver new features and functions in record time. We’re always one step ahead of our competition, so you stay one step ahead of yours.
Simplified access
Empower all business users — without losing control. Provenir’s cloud-native platform provides a single, unified environment for administration. You can maintain accounts, grant access rights and track changes, directly through your web browser.
Our platform makes us unique. Our results make you stand out.
“We have deep insight into every application and contract as we can instantly get real-time information whenever we need it.”
VP of Dealer Services, GM Financial
“Provenir has delivered a solution that increases our agility and responsiveness to clients. The implementation of Provenir’s software will contribute towards Klarna’s global market goals.”
CEO, North America, Klarna
“The flexibility of Provenir allows us to create our own risk decisioning workflows that can easily connect with any data source.”
Managing Director, Novuna Capital
“Any changes that we need to make, any adjustments, those are things that we can make very rapidly without having to go to IT with change requests. With that freedom, we are always reviewing to ensure our models are optimal.”
Director of Risk and Decision Analytics for Rent-A-Center
“Provenir empowers the Telia Finance team to create and change credit offerings independently, process customer applications in seconds, and easily integrate to multiple data sources for better quality decisioning.”
Credit Manager, Telia
Companies like you choose Provenir

Carbon
To support its ambitious growth plans to operate across Nigeria, Carbon needed a more flexible decision engine solution to manage their credit policies, scorecards, pricing and decisioning.

AskIf
One of the few female-led fintechs in the UK, AskIf is a business with a mission to deliver loans to small, credit-worthy businesses unable to secure funding from mainstream lenders, financing the £1.5bn+ annual gap that exists for SMEs in the UK.

Klarna
BNPL provider Klarna needed to replace legacy technology with real-time risk decisioning and business analytics designed to keep up with shopper demand. Provenir provided the framework to get there.

GM Financial
GM Financial wanted to bring new auto lending and leasing products to market more quickly, paving the road for smoother loan origination processes. Provenir was there to help.
Resources to dig a little deeper
10 Fintechs Accelerating SME Lending
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APAC’s Top Fintech Trends to Watch
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15 Companies Setting the Trends in Buy Now, Pay Later
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Our reach is global
Provenir operates around the world, providing you with the data, technology and support you need to power a global business. We’re your go-to partner, regardless of time zone.