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From the latest risk decisioning and industry news to risk software and decision engine developments, our Provenir AI-Powered Risk Decisioning Platform resources bring together eBooks, videos, articles and more to help drive your business forward. Explore our resources to accelerate your innovation journey.

May 30, 2023 Credit Risk, Decisioning

5 Ways Credit Risk Analytics Can Help Your Business Make Better Decisions

In today's rapidly changing business environment, companies need to make informed decisions to stay competitive. One way to ...
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May 12, 2023 BNPL, Credit Risk

Unlocking the Power of Credit Cards: Three Innovative Trends Driving Change in the Industry

The credit card industry has come a long way since the first credit card was introduced in the ...
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May 10, 2023 Credit Risk, Data

When were credit scores invented and how does credit scoring work?

The History of Credit Scores Credit scores and reports are essential components of financial services products. But do ...
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May 9, 2023 Credit Risk, Risk Analytics

The Ultimate Guide to Credit Risk Analytics: Benefits and Pitfalls of Microservices

What is Credit Risk Analytics? Credit risk analytics refers to the process of assessing the probability of default ...
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May 4, 2023 Credit Risk, Decisioning

Top Three Mortgage Lending Trends: How to Make Smarter Credit Decisions Today to Thrive Tomorrow

From HELOC to HELOAN, the global mortgage lending market is vast - it reached almost $11.5 billion in ...
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January 30, 2023 Credit Risk, Lending

Economic Landscape in Europe: Uncertainty Fueled by Political Volatility

Europe, like much of the world, is facing global economic uncertainty, especially as war continues to wage in ...
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The Ultimate Guide to Risk Analytics

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Cookie	Duration	Description
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_gat	1 minute	This cookie is installed by Google Universal Analytics to restrain request rate and thus limit the collection of data on high traffic sites.
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AWSALBTG	7 days	AWS Application Load Balancer Cookie. Load Balancing Cookie: Used to encode information about the selected target group.
AWSALBTGCORS	7 days	AWS Classic Load Balancer Cookie: Used to map the session to the instance. This cookie is identical to the original ELB cookie except for the attribute &SameSite=None;

Cookie	Duration	Description
_ga	2 years	The _ga cookie, installed by Google Analytics, calculates visitor, session and campaign data and also keeps track of site usage for the site's analytics report. The cookie stores information anonymously and assigns a randomly generated number to recognize unique visitors.
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_gat_UA-67726727-1	1 minute	A variation of the _gat cookie set by Google Analytics and Google Tag Manager to allow website owners to track visitor behaviour and measure site performance. The pattern element in the name contains the unique identity number of the account or website it relates to.
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6suuid	2 years	Registers user behaviour and navigation on the website, and any interaction with active campaigns. This is used for optimizing advertisement and for efficient retargeting.
ajs_anonymous_id	never	This cookie is set by Segment to count the number of people who visit a certain site by tracking if they have visited before.
ajs_user_id	never	This cookie is set by Segment to help track visitor usage, events, target marketing, and also measure application performance and stability.
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pardot	past	The pardot cookie is set while the visitor is logged in as a Pardot user. The cookie indicates an active session and is not used for tracking.
rl_anonymous_id	never	Generates an unique anonymous Id to identify a user and attach to a subsequent event.
rl_user_id	never	To store a unique user ID for the purpose of Marketing/Tracking.
UID	2 years	Scorecard Research sets this cookie for browser behaviour research.
undefined	never	Wistia sets this cookie to collect data on visitor interaction with the website's video-content, to make the website's video-content more relevant for the visitor.
visitor_id730213		Pardot Website tracking.
visitor_id730213-hash		Pardot Website tracking.
visitor-id	1 year	Pardot Website tracking.

Cookie	Duration	Description
_an_uid	7 days	Presents the user with relevant content and advertisement. The service is provided by third-party advertisement hubs, which facilitate real-time bidding for advertisers.
IDE	1 year 24 days	Google DoubleClick IDE cookies are used to store information about how the user uses the website to present them with relevant ads and according to the user profile.
MUID	1 year 24 days	Bing sets this cookie to recognize unique web browsers visiting Microsoft sites. This cookie is used for advertising, site analytics, and other operations.
NID	6 months	NID cookie, set by Google, is used for advertising purposes; to limit the number of times the user sees an ad, to mute unwanted ads, and to measure the effectiveness of ads.
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VISITOR_INFO1_LIVE	5 months 27 days	A cookie set by YouTube to measure bandwidth that determines whether the user gets the new or old player interface.
YSC	session	YSC cookie is set by Youtube and is used to track the views of embedded videos on Youtube pages.
yt-remote-connected-devices	never	YouTube sets this cookie to store the video preferences of the user using embedded YouTube video.
yt-remote-device-id	never	YouTube sets this cookie to store the video preferences of the user using embedded YouTube video.

Don’t follow trends. Create them.