Skip to content

Retail + POS Lending

Say hello to real-time POS lending, and goodbye to abandoned carts.

Instant approvals

Get shoppers through checkout lines faster with automated credit decisions and personalized pricing.

Reduced risk

Easy data access and advanced machine learning capabilities let you better predict buyer risk.

Faster launches

Get new products to market faster. Use our no-code tools to build and launch on your timeline.

POS lending technology that powers retail financing.

As a point-of-sale lender, you know that two things matter: making the right decisions, and having the right tools to make them quickly. Whether you’re powering after-purchase payments, offering rent-to own-financing or providing retail financing for customers, buyers demand an extraordinary user experience — or they’ll walk away.

You need technology that supports one-click financing, and automation that powers approvals before a customer has time to walk away — and the data for retail credit risk management that also simplifies user experiences.


Simple POS products as easy as one, two, checkout.

Klarna logo

“Provenir has delivered a solution that increases our agility and responsiveness to clients. The implementation of Provenir’s software will contribute towards Klarna’s global market goals.”

CEO, North America, Klarna
GM logo

“We have deep insight into every application and contract as we can instantly get real-time information whenever we need it.”

VP of Dealer Services, GM Financial

“The flexibility of Provenir allows us to create our own risk decisioning workflows that can easily connect with any data source.”

Managing Director, Novuna Capital

“Provenir plays a vital role in navigating this balance between compliance and speed, because it gives us the ability to orchestrate all of our scoring and compliance processes very quickly.”

CEO, Dun & Bradstreet
Telia logo

“Provenir empowers the Telia Finance team to create and change credit offerings independently, process customer applications in seconds, and easily integrate to multiple data sources for better quality decisioning.”

Credit Manager, Telia

Our platform makes us unique. Our results make you stand out.

Resources to dig a little deeper

Auto Loan Origination: Is the Dealer Still King in 2023?

In the ever-evolving landscape of auto financing, the dynamics of the auto loan origination process have shifted dramatically, ...

15 Companies Setting the Trends in Buy Now, Pay Later

Within the Buy Now, Pay Later (BNPL) industry, a lot has changed since the point-of-sale loans rose to ...

Pivot To Profitability: Evolving Your Buy Now, Pay Later Str...

Buy Now, Pay Later (BNPL) has come a long way since it shook up e-commerce at the height ...

10 Fintechs Accelerating SME Lending

By combining financial know-how with technology, fintech is reshaping SME lending, approving loans to more businesses and giving ...

APAC’s Top Fintech Trends to Watch

Asia Pacific (APAC) is home to diverse markets with different levels of maturation. But whether the market is ...

Ten Fintechs Shaking Up Consumer Lending

With the ever-evolving landscape of financial technology, consumer lending has never been more accessible and efficient - in ...

Companies like you choose Provenir


Frequently asked questions

Get the answers you need around POS lending technology and say goodbye to abandoned carts. 

Want to learn more?

Let’s build smarter, together.