Fintech
Fintech lending, decisioning and data technology that drives disruption.
Launch Quickly
Get new products to market at record speed with low-code technology.
Innovate Often
Dig deeper into real-time data to identify innovation opportunities, and test new strategies.
Disrupt More
Push the boundaries of what’s possible with advanced data and decisioning capabilities.
The path to decisioning innovation has never been smoother.
As a fintech lending or financial services company, you’re known for providing merchants, SMEs and consumers with fast, frictionless service. To do this, you need technology that underpins and empowers world-class consumer experiences.
Provenir’s AI-Powered Risk Decisioning Platform helps fintechs like you deliver more value to your clients and your business. With advanced risk decisioning and data science capabilities, our cloud-native software-as-a-service (SaaS) powers rapid data integrations, fully automated decisioning and real-time business insights.
Launch, deploy, iterate and innovate on your timeline, and your terms.
Benefits
Set the stage for disruption across your fintech credit risk strategy.
We’ve simplified data integration, model deployment and decisioning automation — keeping the same powerful tools that drive business growth. That means you maintain the flexibility and agility to respond to new opportunities, launch new product offerings across multiple verticals and head off new risks in fintech.
Build without coding
Create a powerful data and decisioning ecosystem without having to build every single component. Our low-code user interface gives you the foundation and flexibility to build your own product — hardcoding not required.
Innovate in real-time
You’re known for being innovative. Provenir makes it easy to test new risk strategies, explore new data sources and get actionable insights with data science tools.
We help you maintain your innovative fintech lending flare.
Analyze + predict
Machine learning and AI have the power to help you make better decisions across the entire customer lifecycle. Provenir supports the rapid deployment of advanced machine learning models into your fintech’s risk analytics.
Simplify integration
Provenir’s Data Marketplace makes it quick and easy for your risk team to integrate with a wide variety of structured and unstructured data sources — whether internal or external. Use alternative data to improve decisioning accuracy and expand your market opportunities.
Launch faster
Use our centralized user interface to manage every aspect of your data, AI and decisioning processes from one location. Eliminate over-reliance on vendors and development teams with low-code technology.
Scale, grow + adapt
We cover all the buzz words when it comes to technology — not because we’re trendy, but because it means you get agile, flexible and scalable technology. Our cloud-native platform delivers cutting-edge technology that easily scales to support your evolving business.
Our platform makes us unique. Our results make you stand out.
Companies like you choose Provenir

SoFi
SoFi benchmarked the project alongside its previous DevOps effort with its in-school college loan application. As a result of building out new automation and leveraging low code/no code technology enabled processes via the Provenir platform, SoFi was able to complete the project and go live in a shorter timeframe (within 10 weeks).

tbi bank
tbi bank is a mobile-first challenger bank in South East Europe and regional leader in alternative payment solutions.

Bigbank
Bigbank needed better credit and lending products that led to better customer experiences. That meant leaving outdated technology behind for a unified platform. That’s where Provenir came in.

BBVA
BBVA wanted scalable decisioning technology to power its SME and commercial business lines and deliver the best possible customer experience. Provenir was the leading choice.

CEO, Dun & Bradstreet
“Provenir plays a vital role in navigating this balance between compliance and speed, because it gives us the ability to orchestrate all of our scoring and compliance processes very quickly.”
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Credit Manager, Telia
“Provenir empowers the Telia Finance team to create and change credit offerings independently, process customer applications in seconds, and easily integrate to multiple data sources for better quality decisioning.”
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VP of Dealer Services, GM Financial
“We have deep insight into every application and contract as we can instantly get real-time information whenever we need it.”
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CEO, North America, Klarna
“Provenir has delivered a solution that increases our agility and responsiveness to clients. The implementation of Provenir’s software will contribute towards Klarna’s global market goals.”
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Managing Director, Novuna Capital
“The flexibility of Provenir allows us to create our own risk decisioning workflows that can easily connect with any data source.”