Provenir Decisioning
Make smarter decisions, faster.
Zero Delays
Low-code technology eliminates vendor and development team reliance, getting you to market faster.
Instant approvals
Automated decision making powers rapid approvals, so you can say yes to the right customers in real time.
Scalable Technology
From startup to decacorn, Provenir’s credit decisioning solution scales to meet your evolving business needs.
Credit decisioning software powering real-time approvals.
Your business has to make the right decisions at the right time. And in a world of instant everything, the right time is now. This means you need instant credit decisioning tools that put you in control of designing, building and deploying sophisticated, automated real-time decisioning processes.
That’s where Provenir Decisioning comes in. Our low-code, cloud-native technology lets business users easily create automated decisioning workflows across the entire customer lifecycle.
Benefits
Unleash the power of instant decisioning.
The possibilities are endless with our Credit Decisioning Software. From loan origination to merchant onboarding, you’ll have the power to handle thousands of processes, risk decisions and workflows in the palm of your hand.
Build faster
Get ready to set launch records. Your team has the power to rapidly build and deploy instant decisioning models through:
Reduce back-and-forth between IT and risk teams, getting products and services to market faster than ever before.
We’ve also got add-on features that will help you get to market and drive innovation at record speed:
Simplify integration
Whether you’re connecting to internal or external sources, or using traditional or alternative data, Provenir’s decisioning supports quick and easy data integration. The low-code interface lets your risk, credit or development teams use data across any decisioning workflow. That way, you have access to the right data to make the right decisions.
Predict risk
Provenir Decisioning supports a wide range of predictive analytics tools to meet your risk analytics needs. Provenir eliminates the model recoding delays that slow your business down and increase time to market. Deploy models in the language your business speaks, including:
Automate decisioning
Decisioning speed is critical when it comes to winning over new customers. Provenir’s visual designer lets your non-technical users create sophisticated workflows designed to say yes in real time. Powerful automation pushes applications straight-through compliance, KYC, predictive modeling, pricing processes and more, flagging high-risk applicants for additional checks.
Decision-as-a-service
Featuring hands-free decisioning solutions, our decisioning-as-a-service (DaaS) options using our Case Management solution give you a powerful decisioning service — without the setup and management. With DaaS you get a prepackaged, plug and play option for your credit decisioning needs accessible via our open API.
UPGRADES
Level up your decisioning.
Case Management
- Real-time decisioning
- Rapid deployment
- Simplified management
End-to-end onboarding powered by Provenir. Purpose-built case management solutions that get you to market faster.
Business Intelligence
- Preconfigured dashboards
- Performance monitoring
- Real-time insights
Use preconfigured dashboards to eliminate build time and monitor your decisioning performance in real time.
Questions
Frequently asked questions
Get the answers you need for more accurate, instant credit decisioning.
Want to learn more?
Look for platform solutions that can automate credit decisioning. Implementing an automated decisioning engine with embedded machine learning models improves the accuracy of your credit decisions and ensures agility and speed.
The right data at the right time helps you make more informed, accurate risk decisions – providing a more holistic, comprehensive view of your customers, detecting and preventing fraud, and improving your overall risk strategy. See how real-time, on-demand data can simplify your data supply chain.
It all comes back to the right data and the right technology. Ensure you have robust identity verification and fraud checks in place, integrated directly into your risk decisioning to ensure instant decisions. Use embedded machine learning to quickly analyze data and identify patterns of fraudulent behavior to keep your decisioning processes moving without increasing your risk of fraud.
Agility drives innovation. Being able to respond quicker to market demands and changing consumer needs is key – and to do that you need flexible, agile credit decisioning solutions. Look for low-code UIs and drag-and-drop functionality so you can iterate workflows and change processes without waiting for vendors or your IT team.
Automated credit decisioning workflows are a streamlined process that use technology to assess credit risk and make lending decisions. This process involves analyzing data such as credit scores, payment history, and financial statements to determine the creditworthiness of a borrower. By automating this process, businesses can save time and reduce the risk of human error.
Our credit decisioning software makes us unique. Our results make you stand out.
Companies like you choose Provenir
GM Financial
GM Financial wanted to bring new auto lending and leasing products to market more quickly, paving the road for smoother loan origination processes. Provenir was there to help.
Klarna
BNPL provider Klarna needed to replace legacy technology with real-time risk decisioning and business analytics designed to keep up with shopper demand. Provenir provided the framework to get there.
SoFi
SoFi benchmarked the project alongside its previous DevOps effort with its in-school college loan application. As a result of building out new automation and leveraging low code/no code technology enabled processes via the Provenir platform, SoFi was able to complete the project and go live in a shorter timeframe (within 10 weeks).
“Provenir enables topi to have instant credit decisions while providing a highly flexible and scalable platform geared towards risk decisions in the digital age.”
Luke Churchyard, Chief Risk Officer
“We have deep insight into every application and contract as we can instantly get real-time information whenever we need it.”
Jeff Lively, VP of Dealer Services, GM Financial
“The flexibility of Provenir allows us to create our own risk decisioning workflows that can easily connect with any data source.”
Andy Dodd, Managing Director, Novuna Capital
CEO, Dun & Bradstreet
“Provenir plays a vital role in navigating this balance between compliance and speed, because it gives us the ability to orchestrate all of our scoring and compliance processes very quickly.”
“Provenir empowers the Telia Finance team to create and change credit offerings independently, process customer applications in seconds, and easily integrate to multiple data sources for better quality decisioning.”
Fredrik Nilsson, Credit Manager, Telia
“The flexibility and ease of use of the Provenir platform allowed us to complete a very complex project in record time with nearly half as many resources and over a 50% cost reduction.”
Adam Colclasure, Senior Director, Risk Infrastructure
