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Provenir Decisioning

Make smarter decisions, faster.

Zero Delays

Low-code technology eliminates vendor and development team reliance, getting you to market faster.

Instant approvals

Automated decision making powers rapid approvals, so you can say yes to the right customers in real time.

Scalable Technology

From startup to decacorn, Provenir’s credit decisioning solution scales to meet your evolving business needs.

Credit decisioning software powering real-time approvals.

Your business has to make the right decisions at the right time. And in a world of instant everything, the right time is now. This means you need instant credit decisioning tools that put you in control of designing, building and deploying sophisticated, automated real-time decisioning processes.

That’s where Provenir Decisioning comes in. Our low-code, cloud-native technology lets business users easily create automated decisioning workflows across the entire customer lifecycle.


Unleash the power of instant decisioning.

The possibilities are endless with our Credit Decisioning Software. From loan origination to merchant onboarding, you’ll have the power to handle thousands of processes, risk decisions and workflows in the palm of your hand.

Build faster

Get ready to set launch records. Your team has the power to rapidly build and deploy instant decisioning models through:

  • Drag-and-drop functionalities and visual development tools
  • Visual analytics and testing
  • Single-click deployment

Reduce back-and-forth between IT and risk teams, getting products and services to market faster than ever before.

We’ve also got add-on features that will help you get to market and drive innovation at record speed:

Simplify integration

Whether you’re connecting to internal or external sources, or using traditional or alternative data, Provenir’s decisioning supports quick and easy data integration. The low-code interface lets your risk, credit or development teams use data across any decisioning workflow. That way, you have access to the right data to make the right decisions.

  • Use the Provenir Marketplace to rapidly integrate new data sources
  • Drag and drop data sources into any decisioning workflow
  • Connect to any internal or external data sources via API
Provenir Data - Decisioning Platform

Predict risk

Provenir Decisioning supports a wide range of predictive analytics tools to meet your risk analytics needs. Provenir eliminates the model recoding delays that slow your business down and increase time to market. Deploy models in the language your business speaks, including:

  • Spark
  • TensorFlow
  • Python
  • R
  • SAS
  • PMML
  • Excel
  • Java
  • + More

Automate decisioning

Decisioning speed is critical when it comes to winning over new customers. Provenir’s visual designer lets your non-technical users create sophisticated workflows designed to say yes in real time. Powerful automation pushes applications straight-through compliance, KYC, predictive modeling, pricing processes and more, flagging high-risk applicants for additional checks.

  • Automate decisioning across the customer lifecycle
  • Eliminate the delays that lose customers
  • Drive world-class consumer experiences
  • Improve efficiency
Provenir Data - AI Decisioning Platform


Featuring hands-free decisioning solutions, our decisioning-as-a-service (DaaS) options using our Case Management solution give you a powerful decisioning service — without the setup and management. With DaaS you get a prepackaged, plug and play option for your credit decisioning needs accessible via our open API.

  • Benefit from rapid setup
  • Combat talent shortages
  • Require zero maintenance
Decisioning Platform


Level up your decisioning.

Case Management

  • Real-time decisioning
  • Rapid deployment
  • Simplified management

End-to-end onboarding powered by Provenir. Purpose-built case management solutions that get you to market faster.

Business Intelligence

  • Preconfigured dashboards
  • Performance monitoring
  • Real-time insights

Use preconfigured dashboards to eliminate build time and monitor your decisioning performance in real time.


Frequently asked questions

Get the answers you need for more accurate, instant credit decisioning.

Want to learn more?

Our credit decisioning software makes us unique. Our results make you stand out.

Resources to dig a little deeper

BNPL, Decisioning

On-Demand Webinar: The Future of Buy Now, Pay Later

Examining card-based BNPL and scalable automated decisioning to support the evolution of the industry As Buy Now, Pay ...

Buy vs. Build in the UK – Why “Buy” is the Right Choice for Risk Decisioning Software

In today's fast-paced business landscape, making informed and timely decisions is critical to success. This is especially true ...

Embracing the Future: The Rise of Innovative Risk Decisioning Platforms in Indonesia

A New Era of Credit Risk Management Unfolds As we navigate our way into the future, it becomes ...

What is Banking as a Service (BaaS): Exploring BaaS Trends in 2023

In the rapidly evolving landscape of finance and technology, new paradigms are constantly reshaping traditional banking models. One ...
AI, Data

SME Lending in MENA: Leveraging Data + AI for Smarter Decisions

How to Power Rapid Approvals and Improve your SME Lending Strategy SMEs contribute a significant amount to the ...
AI, Data

Fireside Chat: Maximizing Member Experiences with Better Technology, Data + Automation

ON-DEMAND WEBINAR How Real-Time Data Can Power Instant Decisions and Superior Member Experiences Do you find it challenging ...

Companies like you choose Provenir


“Provenir enables topi to have instant credit decisions while providing a highly flexible and scalable platform geared towards risk decisions in the digital age.”

Luke Churchyard, Chief Risk Officer
GM logo

“We have deep insight into every application and contract as we can instantly get real-time information whenever we need it.”

Jeff Lively, VP of Dealer Services, GM Financial

“The flexibility of Provenir allows us to create our own risk decisioning workflows that can easily connect with any data source.”

Andy Dodd, Managing Director, Novuna Capital

“Provenir plays a vital role in navigating this balance between compliance and speed, because it gives us the ability to orchestrate all of our scoring and compliance processes very quickly.”

CEO, Dun & Bradstreet
Telia logo

“Provenir empowers the Telia Finance team to create and change credit offerings independently, process customer applications in seconds, and easily integrate to multiple data sources for better quality decisioning.”

Fredrik Nilsson, Credit Manager, Telia
SoFi Logo Dark

“The flexibility and ease of use of the Provenir platform allowed us to complete a very complex project in record time with nearly half as many resources and over a 50% cost reduction.”

Adam Colclasure, Senior Director, Risk Infrastructure

Let’s build smarter, together.