Provenir Decisioning
Make smarter decisions, faster.
Zero Delays
No-code technology eliminates vendor and development team reliance, getting you to market faster.
Instant approvals
Automated decision making powers rapid approvals, so you can say yes to the right customers in real time.
Scalable Technology
From startup to decacorn, Provenir’s decisioning solution scales to meet your evolving business needs.






Real-time approvals need instant decisioning.
Your business has to make the right decisions at the right time. And in a world of instant everything, the right time is now. This means you need instant decisioning tools that put you in control of designing, building and deploying sophisticated, automated real-time decisioning processes.
That’s where Provenir Decisioning comes in. Our no-code, cloud-agnostic technology lets business users easily create automated decisioning workflows across the entire customer lifecycle.
Benefits
Unleash the power of instant decisioning.
The possibilities are endless with our Decisioning Software. From loan origination to merchant onboarding, you’ll have the power to handle thousands of processes, risk decisions and workflows in the palm of your hand.
Build faster
Get ready to set launch records. Your team has the power to rapidly build and deploy instant decisioning models through:
Reduce back-and-forth between IT and risk teams, getting products and services to market faster than ever before.
We’ve also got add-on features that will help you get to market and drive innovation at record speed:
Simplify integration
Whether you’re connecting to internal or external sources, or using traditional or alternative data, Provenir’s decisioning supports quick and easy data integration. The no-code interface lets your risk, credit or development teams use data across any decisioning workflow. That way, you have access to the right data to make the right decisions.

Predict risk
As a model-agnostic cloud platform, the Provenir Cloud supports a wide range of predictive analytics tools to meet your risk analytics needs. Provenir eliminates the model recoding delays that slow your business down and increase time to market. Deploy models in the language your business speaks, including:
Automate decisioning
Decisioning speed is critical when it comes to winning over new customers. The Decisioning Cloud’s visual designer lets your non-technical users create sophisticated workflows designed to say yes in real time. Powerful automation pushes applications straight-through compliance, KYC, predictive modeling, pricing processes and more, flagging high-risk applicants for additional checks.

Decision-as-a-service
Featuring hands-free decisioning solutions, our decisioning-as-a-service (DaaS) options using our Case Management solution give you a powerful decisioning service — without the setup and management. With DaaS you get a prepackaged, plug and play option for your credit decisioning needs accessible via our open API.

UPGRADES
Level up your decisioning.
Case Management
- Real-time decisioning
- Rapid deployment
- Simplified management
Powered by Salesforce, decisioned by Provenir. Purpose-built case management solutions that get you to market faster.
Business Intelligence
- Preconfigured dashboards
- Performance monitoring
- Real-time insights
Use preconfigured dashboards to eliminate build time and monitor your decisioning performance in real time.
Our decisioning software makes us unique. Our results make you stand out.
“We have deep insight into every application and contract as we can instantly get real-time information whenever we need it.”
Jeff Lively, VP of Dealer Services, GM Financial
“The flexibility of Provenir allows us to create our own risk decisioning workflows that can easily connect with any data source.”
Andy Dodd, Managing Director, Novuna Capital

CEO, Dun & Bradstreet
“Provenir plays a vital role in navigating this balance between compliance and speed, because it gives us the ability to orchestrate all of our scoring and compliance processes very quickly.”
“Provenir empowers the Telia Finance team to create and change credit offerings independently, process customer applications in seconds, and easily integrate to multiple data sources for better quality decisioning.”
Fredrik Nilsson, Credit Manager, Telia
“The flexibility and ease of use of the Provenir platform allowed us to complete a very complex project in record time with nearly half as many resources and over a 50% cost reduction.”
Gabriel Grynsztein, Strategy Lead, Risk Infrastructure
Companies like you choose Provenir

Carbon
To support its ambitious growth plans to operate across Nigeria, Carbon needed a more flexible decision engine solution to manage their credit policies, scorecards, pricing and decisioning.

AskIf
One of the few female-led fintechs in the UK, AskIf is a business with a mission to deliver loans to small, credit-worthy businesses unable to secure funding from mainstream lenders, financing the £1.5bn+ annual gap that exists for SMEs in the UK.

Klarna
BNPL provider Klarna needed to replace legacy technology with real-time risk decisioning and business analytics designed to keep up with shopper demand. Provenir provided the framework to get there.

GM Financial
GM Financial wanted to bring new auto lending and leasing products to market more quickly, paving the road for smoother loan origination processes. Provenir was there to help.
Resources to dig a little deeper
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Ten Fintechs/Finservs Supporting Women – or Being Led by Them!
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Year in Review: Trends, Challenges and Opportunities in Fintech and Financial Services
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Our reach is global
Provenir operates around the world, providing you with the data, technology and support you need to power a global business. We’re your go-to partner, regardless of time zone.