Data, AI + Decisioning-as-a-Service
Data, risk decisioning and analytics technology that keeps you ahead of trends.
Launch faster
Eliminate the development heavy lifting and focus on getting new products live, faster.
Reduce development
Lower the burden on in-house development teams with our platform-as-a-service cloud suite.
Future proof
Benefit from a platform innovation roadmap that consistently delivers new functions and features.
Where sophisticated and high maintenance don’t go hand in hand.
You need technology that puts you in control of your business’s future. That means technology that doesn’t slam on the breaks when it’s time to hit the accelerator.
Provenir’s Platform-as-a-Service (PaaS) AI-Powered Risk Decisioning Platform lets you set the pace. Our no-code technology empowers business users with a vast, consistently advancing set of functions and features to launch new products at record speed. Not to mention, you can integrate and learn from data, quickly identifying improvement opportunities.
We’ve eliminated the maintenance and hardcoding that slows you down, adding in auto-scaling capabilities to support your growth.
Benefits
A cloud platform that makes you the competitor to keep up with.
Designed with your needs in mind, our cloud-native technology has the agility and flexibility to power a wide variety of use cases. From digital onboarding to real-time account management, Provenir can help.
Reduce costs
Minimize the cost and effort of integrating to data sources, deploying new models and creating decisioning workflows. Instead of building from scratch, the Provenir Decisioning-as-a-Service solution lets your team focus on strategic changes that drive growth.
Launch faster
Get new products to market faster and make changes to existing processes in minutes. Our risk decisioning and data analytics PaaS product suite supports a no-code user interface, so your non-technical teams can rapidly launch new offerings.
Increase collaboration
Empower your technical and non-technical users to easily collaborate with no-code technology. The visual interface lets all users understand, build and deploy processes, enabling rapid innovation of your business and risk strategies.
Support growth
Our cloud Platform-as-a-Service is designed to grow with you, however your business evolves. With the flexibility to easily add in new product lines and the agility to scale on demand, your business is supported — both now and in the future.
Flex your muscles
Provenir’s unified digital experience makes it easy to flex your data and decisioning muscles.
Improve agility
We rapidly deploy new features and functionality onto our cloud Platform-as-a-Service, so you don’t have to. You don’t need to worry about keeping up to date with the latest technology advancements because our always-advancing platform keeps you current.
Questions
Frequently asked questions
Looking for more answers on why a Decisioning-as-a-Service platform is the right move for your risk decisions?
Want to learn more?
While a Platform-as-a-Service offers you lots of instant functionality, it can absolutely be customized to meet your specific decisioning criteria. Train machine learning models, prioritize the criteria/factors most important to your business, pick and choose your data sources, with tools and user interfaces that allow you to seamlessly create, test and iterate your decisioning workflows.
With our Platform-as-a-Service offerings, you have access to all of the data sources you need to simplify your data supply chain and make smarter, more accurate risk decisions. With a wide range of data sources available through Provenir Data, you can easily integrate the data you need into your decisioning workflows, including bureau data, alternative data, employment and income verification data, transaction data, fraud data and more.
With a flexible, scalable platform, Decisioning-as-a-Service allows you to get new products to market faster by helping to eliminate the need for IT and development resources. With advanced analytics like machine learning and AI available through the Platform as well as data on demand, you can analyze new datasets, update your credit risk models as needed, and integrate new data sources with ease, without relying on vendors or your internal teams for help.
With a drag-and-drop, no-code user interface, your decisioning workflows can be created, tested. and iterated with ease, without having to rely on your vendors or your IT/development teams. With the added ability to scale as needed without requiring additional hardware or infrastructure, the flexibility to deploy new processes quickly, and automation of the decisioning process, Decisioning-as-a-Service platforms allow your teams to focus on innovating, not maintaining.
Our platform makes us unique. Our results make you stand out.
“Provenir has delivered a solution that increases our agility and responsiveness to clients. The implementation of Provenir’s software will contribute towards Klarna’s global market goals.”
CEO, North America, Klarna
“The flexibility of Provenir allows us to create our own risk decisioning workflows that can easily connect with any data source.”
Managing Director, Novuna Capital
“Any changes that we need to make, any adjustments, those are things that we can make very rapidly without having to go to IT with change requests. With that freedom, we are always reviewing to ensure our models are optimal.”
Director of Risk and Decision Analytics for Rent-A-Center
“Provenir empowers the Telia Finance team to create and change credit offerings independently, process customer applications in seconds, and easily integrate to multiple data sources for better quality decisioning.”
Credit Manager, Telia
“We have deep insight into every application and contract as we can instantly get real-time information whenever we need it.”
VP of Dealer Services, GM Financial
Companies like you choose Provenir
tbi bank
tbi bank is a mobile-first challenger bank in South East Europe and regional leader in alternative payment solutions.
SoFi
SoFi benchmarked the project alongside its previous DevOps effort with its in-school college loan application. As a result of building out new automation and leveraging low code/no code technology enabled processes via the Provenir platform, SoFi was able to complete the project and go live in a shorter timeframe (within 10 weeks).
BBVA
BBVA wanted scalable decisioning technology to power its SME and commercial business lines and deliver the best possible customer experience. Provenir was the leading choice.
Carbon
To support its ambitious growth plans to operate across Nigeria, Carbon needed a more flexible decision engine solution to manage their credit policies, scorecards, pricing and decisioning.
Resources to dig a little deeper
The Lending Revolution: Building World-Class Digital Lending Experiences in Southeast Asia
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5 Ways Credit Risk Analytics Can Help Your Business Make Better Decisions
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Building a Data-Driven Future: Credit Risk Management in India with AI and ML
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