Industry: Provenir

Provenir Named Best Credit Risk Solution for Third Consecutive Year in the Credit & Collections Technology Awards

Written by Amy Sariego on November 28, 2023. Posted in News. No Comments on Provenir Named Best Credit Risk Solution for Third Consecutive Year in the Credit & Collections Technology Awards

NEWS

Provenir Named Best Credit Risk Solution
for Third Consecutive Year in the Credit & Collections Technology Awards

The company’s powerful AI-Powered Risk Decisioning Platform that unifies risk decisioning, data, and AI continues to be recognized for fintech excellence

Parsippany, NJ – Nov. 28, 2023 – Provenir, a global leader in AI-powered risk decisioning software, today announced that its AI-Powered Risk Decisioning Platform has been named the winner of a Credit & Collections Technology Award for the third consecutive year, having been recognized as best-in-class in the “Credit Risk Solution” category.

Winners of 2023 Credit & Collections Technology Awards were celebrated Nov. 23 during an awards ceremony at The Midland Hotel in Manchester, England.

The Credit & Collections Technology Awards provide a focus on technology at a time when credit and collections companies face business pressure in the form of continued regulatory scrutiny. The awards examine different types of technology solutions which are helping companies enhance business strategy.

“We couldn’t be more excited to be named best Credit Risk Solution in the Credit & Collections Technology Awards for the third year in a row,” said Frode Berg, Provenir’s Managing Director for EMEA. “AI-powered decisioning provides the foundation for more accurate, automated risk decisions across the entire customer lifecycle, helping financial institutions proactively manage and mitigate risk.”

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Rollee

Written by Amy Sariego on November 24, 2023. Posted in Partners. No Comments on Rollee

Partners

Rollee

Rollee: The Secure Platform for Income Data

Key Benefits

Improve your underwriting with real-time income data. Get reliable data from payroll sources to automate your verifications and take better and fairer decisions for credit, mortgage, tenant screening, car leasing.
Real-time activity monitoring. Gaining a holistic and credible view of a user’s income to assess qualification for salary advance, salary payouts, employment verification.

“Rollee provides access to the right data at the right time. We have been able to open up new business channels thanks to Rollee’s data coverage.”
GARY ABOUAF, CEO OF NESSPAY

Open Finance Platform for Income Data

Rollee is the API for income data in Europe. We provide lenders, insurers and many other businesses with quick and reliable access to their customers’ income data in real-time.

Resources

Rollee Overview

About Rollee

Services
- Income Verification
- Employment Verification
- Real-Time Earnings
Regions Supported
- EMEA
- APAC

Provenir Expands its Presence in France with Key Appointments

Written by Amy Sariego on November 14, 2023. Posted in News. No Comments on Provenir Expands its Presence in France with Key Appointments

NEWS

Provenir Expands its Presence in France with Key Appointments

Brice Barouch and Yasmine Ouirhrane join team in response to increasing demand for company’s AI-powered risk decisioning software

Parsippany, NJ — Nov. 14, 2023 — Provenir, a global leader in AI-powered risk decisioning software, today announced the appointments of Brice Barouch as Country Manager and Yasmine Ouirhrane, Business Development Manager, who will be joining the Provenir team in France to serve the growing number of financial services providers seeking AI-powered risk decisioning solutions. Based in France, Brice Barouch will lead Provenir’s operations in the region with Yasmine Ouirhrane responsible for creating go-to-market strategies and leading business development activities.

Barouch brings more than twenty years’ experience in sales strategy and business development with a strong track record of driving new businesses and boosting sales revenue across the financial services industry. He’s held senior positions at Mirantis, Red Hat, Experian and Ayming.

Prior to joining Provenir, Ouirhrane served as a strategic seller at Varicent. She also brings years of experience defining marketing and commercial strategies, developing sales strategies, and identifying market opportunities. Both Barouch and Ouirhrane are located in France.

“Financial services providers and fintechs must deliver personalized customer experiences and meet consumer expectations for instant decisions to remain competitive,” said Corinne Lleti, Provenir’s Director General of Southern Europe. “Organizations are increasingly looking for our AI-powered risk decisioning platform to gather deeper insights from many types of data and make automated, hyper-personalized decisions. We are excited to welcome Brice on board to lead our French operations and Yasmine, who will play a pivotal role in addressing the rapidly increasing demand in the region.”

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AdviceRobo

Written by Amy Sariego on October 27, 2023. Posted in Partners. No Comments on AdviceRobo

Partners

AdviceRobo

Dynamic Personality Data for BNPL and SME Credit Decisioning

Key Benefits

Increase your acceptance rate up to 40%. Incorporating personality data will enhance your scorecards with insights on customer segments like next-gen consumers, newcomers to the country, and small businesses, enabling more accurate predictions and access to previously untapped customer segments.
Seamless customer journey, low-tech integration, real-time insights. Our JavaScript plugin, integrated into your customer onboarding process, gathers data from various touchpoints and provides information, profiles, and decisions. A 24/7 dashboard offers real-time insights into the funnel, comprehensive customer data, alerts, and model performance.

“AdviceRobo is an innovative partner supporting us with their psychometric credit scoring. Our cooperation really adds value to our business. They are a great bunch of people. We are happy to team up with them and benefit from their knowledge.”
SME PLATFORM LENDER IN EUROPE

AI-Driven Solutions to Improve Your Underwriting

AdviceRobo mission is to responsibly promote financial inclusion for the next generation, globally. Younger generations possess unique attributes such as digital fluency, strong entrepreneurial spirit, and a commitment to sustainability, often overlooked by traditional financial methods. To bridge this gap, we’ve crafted an advanced data collection tool tailored for next-gen traits and behaviors.

This tool serves as the foundation for our sophisticated analytical solutions, integrating cutting-edge AI, all while upholding ethical standards and respecting privacy within the regulatory framework. Our solutions empower you to exercise greater control with automated customer data enrichment and seamless data automation through our automatic data pipelines. We also offer innovative modeling and scorecards, in addition to assisting your team in developing customized scorecards. By embracing these solutions, you can embrace the future of financial inclusion and cater to the unique needs of the next generation.

Resources

Use Case: Increase Acceptance

About AdviceRobo Services

Proprietary Personality Data
Psychometric data
Digital footprint data
Biometric data
Demographic data
Profiles and Scores
Life-centric profile
Financial health profile
Life-centric credit score
Other risk scores
Custom Solutions
Score card development
Model development
Design AI strategies and roadmaps for and with boards and management
Education and training on AI for co-workers
Regions Supported
Global

Trustfull

Written by Amy Sariego on October 20, 2023. Posted in Partners. No Comments on Trustfull

Partners

Trustfull

Make Better Risk Decisions with Digital Footprints

Key Benefits

Real-time risk intelligence from Email, Phone, Device, IP, Browser analytics. Fast and Accurate. Trustfull monitors and scores identities, sign-ups, logins, transactions, and new accounts in real-time, silently in the background, without any impact on the user experience. Choose from single products integrations such as Email or Phone, IP, Browser, Device or select Trustfull Digital Score for a comprehensive bundle generating accurate risk scores on both consumers and small businesses/merchants.
Leverage alternative data for your risk decisioning, globally. Access hundreds of new data sources, from a single integration with Trustfull, providing actionable trust and accurate risk signals with unlimited international coverage. Remain fully protected and compliant adding an extra layer of security to your stack, detecting risk early in the journey, preventing costly and more complex fraud down the line.

“Integrating Trusfull’s identity scoring algorithms in our AML/KYC process allowed our bank to tap into alternative data sources to identify suspicious behavior in the account opening phase, with positive impacts on overall onboarding process and account opening times.”
LUCA CRIVELLARI, SECURITY AND ANTIFRAUD DIRECTOR AT BANCA SELLA

Make Better Risk Decisions with Digital Footprints

Trustfull helps organisations across industries addressing challenges faced when acquiring, onboarding and protecting customer accounts and transaction attempts, as well as helping when onboarding small businesses and micro-merchants.

With the power of machine learning and digital footprint data derived from phone number, emails, IP address, device and browser data – Trustfull passively analyse and score hundreds of digital signals to form a comprehensive risk picture about the customer interaction, empowering businesses to make better decisions and ensure a safer digital environment.

Trustfull is an enterprise-first solution uniquely positioned in the market as:

More accurate and predictive data signals, with higher match rates into web and social accounts than any other provider.
Best in class Email and Phone Analytics product, with fully global market applicability at the highest accuracy rates.
Robust data sources, coupled with proprietary ML models and skilled teams providing tailored and customised support to enterprises.
Solution can be set-up independently or positioned alongside ANY existing organisation fraud and risk tool to complement and enhance security.

Resources

About Trustfull

Services
- Phone Number Intelligence
- Email Address Analytics
- IP Address Intelligence
- Device Detection
- Browser Biometrics and Insights
- Digital Score and risk score, across all touchpoints
Regions Supported
- Global

AIForesee

Written by Amy Sariego on October 19, 2023. Posted in Partners. No Comments on AIForesee

Partners

AIForesee

AIForesee – Pioneering Innovative MSME Score for the Productive Segment

Key Benefits

Proprietary Machine Learning Algorithm Catered for the MSME Segment. AIForesee was born to solve the underserved/unbanked productive segment’s pain points (i.e. the Micro, Small Medium Enterprises (MSMEs)) by providing additional insights for risk assessment in making credit decisions. ‘Productive’ is in Our DNA.
Acting as the ‘Data Hub’ for your Organization’s Efficiency. Having the Productive segment as our DNA, AIForesee developed our products by integrating with various alternative data sources. Consequently, you could ride-on what AIForesee has integrated as your ‘data enrichment one-stop-service’.

AIForesee – Pioneering MSMEs Innovative Credit Score

As an innovative credit score company that focuses on supporting lending institutions that target the productive segment (i.e. MSMEs), AIForesee aggregates alternative data sources (i.e. telco data, social media data, payment-related data, etc.) and processes them with our proprietary scoring engine by leveraging machine-learning algorithms. Our product consists of AIForesee’s Gen-Score that targets micro/small entrepreneurs (i.e. sole-proprietorships/individuals businesses) as well as small/medium enterprises (i.e. limited-liability companies). In addition to that, we are also able to provide a bespoke/tailor-made approach based on our client’s needs and enable data-enrichment initiative by leveraging our integration points.

Currently, our services have been used by a variety of clientele, ranging from digital banks, peer-to-peer lending companies, rural banks, etc. For more info, contact [email protected].

Also read: The Essential Guide to Credit Underwriting Engine

About AIForesee Services

Generic Score Product
Gen-Score Biz
Gen-Score Retail
Data Aggregation Features
Telco
Social Media
Compliance-Related Product
Business Profile Insights
Tax-Related Insights
E-statements
Project
Join Development for Bespoke Model
Countries Supported
Indonesia

Industry Leaders Prefer Provenir

Written by Amy Sariego on October 9, 2023. Posted in Resource. No Comments on Industry Leaders Prefer Provenir

DATA SHEET

Industry Leaders Prefer Provenir

In the dynamic landscape of financial services, strategy-driven decisioning across identity, fraud, and credit is a pivotal driver in shaping a business’s future success. Join the financial service leaders who are meeting strategic goals, managing risk, and maximizing customer value with Provenir. Discover the holistic decisioning difference in the datasheet.

See why industry leaders are switching to Provenir

Book a Meeting

Provenir is an award-winning decisioning platform that gets you results.

Explore Case Studies

RESOURCE LIBRARY

Event :: July 15, 2025

Navigating South Africa’s Debt Crisis...

Navigating South Africa’s Debt Crisis: Strategies for Recovery and Engagement ...

Webinar :: July 15, 2025

Stop Fraudsters in Their Tracks – Bef...

Stop Fraudsters in Their Tracks – Before They Strike Watch ...

Event :: July 10, 2025

Enabling Responsible Growth and Custo...

ProvenirNext Roundtable Enabling Responsible Growth and Customer Trust in Malaysia’s ...

Webinar :: June 18, 2025

Rethinking Fraud Prevention in the Mi...

On-Demand Webinar Rethinking Fraud Prevention in the Middle East & ...

Blog :: June 16, 2025

Beyond the Selfie: Why Digital ID&V I...

A solution needs to bridge the gap left by primary ...

Event :: May 26, 2025

Empowering Digital Finance Through AI...

Join Provenir at The Digital Banker’s premier event in Kuala ...

News :: May 12, 2025

Beyond Detection: An AI-Powered Appro...

Beyond Detection: An AI-Powered Approach to Proactive Fraud Prevention Financial ...

Event :: April 28, 2025

Enhancing Customer Lifetime Value and...

Roundtable & Cocktail Hour Enhancing Customer Lifetime Value and Trust ...

Prism

Written by Amy Sariego on October 5, 2023. Posted in Partners. No Comments on Prism

Partners

Prism

Make Better Credit Decisions, Faster, Using Bank Transaction Data

Key Benefits

Better data analytics enables better credit decisions. Prism helps clients more accurately predict credit default risk so they can increase approvals, while reducing expected losses. Leverage customer-permissioned deposit account transaction data and Prism’s powerful analytics to improve underwriting, score more customers and minimize first-party fraud.
Spot risk, before it becomes a problem. Prism’s products help companies quickly detect—and proactively respond to—changes in a consumer’s income & spending that may be indicative of risk, and surface non-obvious financial obligations (like BNPL, payday & title loans) that could impact a consumer’s ability to repay.

Prism Helps Clients Quickly Make Better Credit Decisions

Prism Data provides essential infrastructure powering the next generation of credit risk. Prism’s market-leading suite of products –including its proprietary CashScores – use advanced open banking analytics to enable financial institutions, fintechs and other businesses to derive powerful and actionable insights from consumer-permissioned bank transaction data. Prism clients can use those insights to more precisely and accurately predict credit default risk, score missing- and thin-file customers, identify first-party fraud, and better manage and service existing portfolios.

For more info, visit www.prismdata.com.

About Prism

Services
- CashScore: Assess a consumer’s credit risk using real-time financial transaction history, as opposed to credit history. Predicts 90+ DPD in 12 MoB.
- CashScore for First-Party Fraud: Assess near-term, or early-life credit and fraud risk, including first payment default, “never pay,” and first-party fraud.
- Insights: A library of enriched attributes, built from categorized transaction data, that can be used in tandem with CashScore or as distinct attributes incorporated into underwriting models.
- Income: Analyzing banking transactions to identify gross and net pay, income stability, employment, and income sources.
Regions Supported
North America

Provenir Appoints Andres Elizondo as Chief Financial Officer

Written by Amy Sariego on September 5, 2023. Posted in News. No Comments on Provenir Appoints Andres Elizondo as Chief Financial Officer

NEWS

Provenir Appoints Andres Elizondo
as Chief Financial Officer

The appointment reflects Provenir’s commitment to growth and the development of innovative industry solutions

Parsippany, NJ – Sept. 5, 2023 – Provenir, a global leader in AI-powered risk decisioning software, today announced the appointment of Andres Elizondo as its new Chief Financial Officer. Elizondo brings a wealth of experience which combines both finance and strategy, with a focus on driving and delivering long-term business value.

With more than 15 years of experience, Elizondo has a proven track record in creating and leading the finance functions of global technology companies as well as private equity-backed firms. Previously, Elizondo was the Group CFO at software development platform Builder.ai and served as CFO of the EMEA region at Rackspace Technology and was part of the leadership team that took the company public. In these roles, he implemented strategies that drove growth and delivered exceptional shareholder value.

“Provenir’s mission is to help fintechs and financial services providers around the globe make smarter risk decisions and disrupt the increasingly competitive financial technology landscape,” said Larry Smith, Founder and CEO of Provenir. “Andres brings a unique blend of technical knowledge and financial expertise. I am confident the addition of Andres to our leadership team will help support Provenir’s expansion and market leadership goals.”

“I’m very excited to join Provenir and be part of the company’s growth,” said Elizondo. “Provenir has been at the forefront of developing industry-leading risk decisioning and data analytics solutions to meet the rising need for high-quality financial services. I’m looking forward to championing Provenir’s growth plans and delivering even more value for our customers.”

Elizondo received a bachelor’s degree in Mechatronics Engineering from the Instituto Tecnológico y de Estudios Superiores de Monterrey in Mexico. He completed his master’s degree in Business Administration at London Business School as well as The Wharton School at University of Pennsylvania. Currently based in London, Elizondo will work with Provenir’s global finance team in New Jersey, the United Kingdom, and India.

The Ultimate Guide to Decision Engines

What is a decision engine and how does it help your business processes?

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LATEST NEWS

Provenir Named US Fintech Awards 2023 Finalist in Two Categories, ‘Fintech of the Year’ and ‘Data Initiative of the Year’

Written by Amy Sariego on August 22, 2023. Posted in News. No Comments on Provenir Named US Fintech Awards 2023 Finalist in Two Categories, ‘Fintech of the Year’ and ‘Data Initiative of the Year’

NEWS

Provenir Named US Fintech Awards 2023 Finalist
in Two Categories, ‘Fintech of the Year’ and ‘Data Initiative of the Year’

The US Fintech Awards 2023 celebrate the fintech market, and the achievements and successes of the country’s best and brightest fintech companies, products, teams, and individuals

Parsippany, NJ – August 22, 2023 – Provenir, a global leader in AI-powered risk decisioning software, today announced that it has been named a finalist in the “Fintech of the Year” and “Data Initiative of the Year” categories for the US Fintech Awards 2023.

This marks the second year back-to-back that Provenir has been named finalist in both categories for the US Fintech Awards. The US Fintech Awards is a key benchmark by which financial services modernization and technological progress in the world’s premier financial services center are judged. The awards program is organized by FinTech Intel, the global market intelligence platform for financial services technology.

“Provenir is honored to be named a two-time finalist for both ‘Fintech of the Year’ and ‘Data Initiative of the Year,’ for the US Fintech Awards which honors the most innovative fintech companies and individuals in the United States of America,” said Kathy Stares, Executive Vice President for North America, Provenir. “In today’s fintech market, there exists tons of data – often residing in siloed environments – making it difficult to access and costly to integrate into credit decisioning. Provenir brings together the power of decisioning, data and AI to drive instant decisions, foster financial inclusion, reduce risk and prevent fraud.”

A key tenet of the Provenir AI-Powered Risk Decisioning Platform is Provenir Data. Provenir Data is a global data and intelligence platform that makes accessing data fast and easy. Through a single API, it brings together a curated range of data and data solutions known as the Provenir Marketplace.

The Provenir Marketplace, which includes more than 100 data partners, is a comprehensive fintech data and intelligence ecosystem covering the whole customer lifecycle with data types such as identification, AML, document verification, open banking, PEPs/sanctions, bureau data, mobile data, email data, device verification, facial biometrics, and social media validation.

Winners of the US Fintech Awards 2023 will be unveiled during the Nov. 2 awards ceremony at The Edison Ballroom in New York City.

The Ultimate Guide to Decision Engines

What is a decision engine and how does it help your business processes?

Learn More

Industry: Provenir

Provenir Named Best Credit Risk Solutionfor Third Consecutive Year in the Credit & Collections Technology Awards

The Ultimate Guide to Decision Engines

LATEST NEWS

Rollee

Rollee: The Secure Platform for Income Data

Key Benefits

Open Finance Platform for Income Data

Resources

About Rollee

Services

Regions Supported

Provenir Expands its Presence in France with Key Appointments

The Ultimate Guide to Decision Engines

LATEST NEWS

AdviceRobo

Dynamic Personality Data for BNPL and SME Credit Decisioning

Key Benefits

AI-Driven Solutions to Improve Your Underwriting

Resources

About AdviceRobo Services

Proprietary Personality Data

Profiles and Scores

Custom Solutions

Regions Supported

Trustfull

Make Better Risk Decisions with Digital Footprints

Key Benefits

Make Better Risk Decisions with Digital Footprints

Resources

About Trustfull

Services

Regions Supported

AIForesee

AIForesee – Pioneering Innovative MSME Score for the Productive Segment

Key Benefits

AIForesee – Pioneering MSMEs Innovative Credit Score

About AIForesee Services

Generic Score Product

Data Aggregation Features

Project

Countries Supported

DATA SHEET

See why industry leaders are switching to Provenir

Provenir is an award-winning decisioning platform that gets you results.

RESOURCE LIBRARY

Prism

Make Better Credit Decisions, Faster, Using Bank Transaction Data

Key Benefits

Prism Helps Clients Quickly Make Better Credit Decisions

About Prism

Services

Regions Supported

Provenir Appoints Andres Elizondoas Chief Financial Officer

The Ultimate Guide to Decision Engines

LATEST NEWS

Provenir Named US Fintech Awards 2023 Finalistin Two Categories, ‘Fintech of the Year’ and ‘Data Initiative of the Year’

The Ultimate Guide to Decision Engines

LATEST NEWS

Provenir Named Best Credit Risk Solution
for Third Consecutive Year in the Credit & Collections Technology Awards

Provenir Appoints Andres Elizondo
as Chief Financial Officer

Provenir Named US Fintech Awards 2023 Finalist
in Two Categories, ‘Fintech of the Year’ and ‘Data Initiative of the Year’