MKTplace-data type: Document Verification

Decentro

Written by Amy Sariego on 19 Jul, 2022. Posted in Partners. No Comments on Decentro

Partners

Decentro

API Platform for Banking Integration

Key Benefits

90% reduction in GTM timelines and cost. We are a one-stop platform where you can integrate with desired banking APIs and then go live within a few days. No need to run around for 5+ months to integrate with multiple banking partners to launch your products.
10x simple and seamless financial infrastructure. We are a full-stack platform, where you can select your desired modules, play in the sandbox, and launch your product with the APIs within a couple of weeks! Not only that, but we also take care of all upcoming fixes, iterations, and updates without breaking any flow.

“Decentro’s flexible and scalable APIs allow us to transform our consumer experience and also unlock many new opportunities to thrive in the neo-banking and lending space.”
ANUJ KACKER, CO-FOUNDER OF MONEYTAP[FREO]

Open Banking APIs to Launch Products 10x Faster

Decentro is an extremely easy-to-use API platform for banking integrations in India (and soon beyond). We do the hard work of tying up with legacy institutions so that you can just integrate your desired APIs and launch! We act as a full-stack platform where you can come, select your desired modules, play in the sandbox and launch your product with the APIs within a couple of weeks! Not only that, but we also take care of all upcoming fixes, iterations, and updates without breaking any flow.

Resources

Decentro Products

About Decentro

Services
- Savings Accounts
- Virtual Accounts
- Business Accounts
- Payments
- KYC + Onboarding
- Lending
- Cards
- Ledgers
- UPI Autopay
- e-NACH
- Digilocker
Countries Supported
- India
- Singapore

Finerio Connect

Written by Amy Sariego on 13 Jun, 2022. Posted in Partners. No Comments on Finerio Connect

Partners

Finerio Connect

Let’s Build the Future of Financial Services Together

Key Benefits

Open Finance and Data Enrichment. Allow users to instantly connect their financial accounts. As easy as creating a link or as robust as an API. Use enriched data to perform risk analysis, identify income, reduce fraud, and more.
Financial Experiences. Centralize Finerio Connect solutions in a Personal Finance Manager (PFM) or even a Business Finance Manager (BFM). Easily integrate and provide modern financial experiences. Help your users understand their personal and business finances.

“I believe in the potential of Finerio Connect to grow into one of the most important infrastructure startups in Mexico and Latin America.”
RUBEN BECERRIL, GLOBAL STRATEGY AT GIIP SURA

Products that Complement Your User Flow

Finerio started as a personal finance management platform in 2016, and in early 2020, it launched Finerio Connect, its all-in-one financial API solution. Thanks to their direct experience in the market, they quickly became one of the leaders in the Latin American financial ecosystem with products focused on Open Banking, data enrichment and personal finance management. Its mission is to democratize the best data-driven solutions for any institution in the region.

Finerio Connect currently has more than 65 clients, including some of the largest banks, neobanks and fintech in the region. Its solution receives more than 2M requests per month and is fully adapted to the needs of the Spanish-speaking Latin American market, with an API solution ready for any type of financial institution to implement.

About AdviceRobo Services

Services
- Bank Aggregation
- Data Enrichment
- Financial Experiences
Regions Supported
- Latin America

CreditorWatch

Written by Amy Sariego on 11 May, 2022. Posted in Partners. No Comments on CreditorWatch

Partners

CreditorWatch

Unique Australian Commercial Risk Data & Solutions

Key Benefits

Access to traditional Australian credit risk drivers. CreditorWatch captures all the traditional risk drivers from public data sources you need to know about – including ASIC & ABR Data, Australian Courts, AFSA bankruptcies & Insolvency Notices.
Additional Unique Insights into Australian small and medium businesses (SMEs). We also provide unrivaled B2B trade payment transactional data from our exclusive XERO & MYOB integration as well as Aged Trial Balance corporate uploads, unique CreditorWatch payment defaults, mercantile enquiries, credit enquiries, and business Georisk & Geodemographic Data.

“With CreditorWatch, we now have rich data to help us make strong commercial decisions and our people can now focus on the good stuff: managing risk and providing great customer service. We consider CreditorWatch to be a strategic business partner invested in supporting our business goals of growth and efficiency.”
iQUMULATE PREMIUM FUNDING

Over 50,000 Customers. More Customers = More Data

Our philosophy is simple: more customers equals more data. Our diverse customer base has enabled us to provide something unique: data that gives insights into Australia’s small and medium businesses (SMEs) that is simply not available anywhere else. We offer this unique data to corporate enterprises through our innovative solutions and can customise this powerful data set according to any businesses requirements.

Armed with these insights, you will be significantly better positioned to make more accurate credit decisions and manage risk.

Resources

About CreditorWatch

Products
- API Data Integrations
- ASIC and ABR Entity Verification
- ASIC Extracts
- CreditorWatch Risk Score and Payment Predictor
- Australian Court Data
- AFSA Bankruptcy
- Insolvency Notices
- CreditorWatch Payment Defaults
- Mercantile Enquiries
- CreditorWatch Credit Enquiries
- Xero and MYOB Transactional Data
- Corporate ATB Data
- Georisk and Geodemographic Data
- Comprehensive Commercial Credit Reports
- Custom Credit Score
- 24/7 Monitoring and alerts on adverse behavior on commercial entities
- KYB/AML – UBOs, PEP, Sanctions and Adverse Media Checks
- DVS
- Adverse Cross Directorships and Director Due Diligence
- Financial Risk Assessments
- Trade Payment Program
- PPSR Data and Platform
- Portfolio Health Checks
Countries Supported
Australia

TruNarrative

Written by Amy Sariego on 4 May, 2022. Posted in Partners. No Comments on TruNarrative

Partners

TruNarrative

A Complete Financial Crime, Compliance, Risk Mitigation and Customer Onboarding Platform

Key Benefits

Easy Onboarding and Smooth Transactions. With over 50 third-party data providers integrated into our app store, our sophisticated no-code platform allows you to make informed customer acquisition, transactional and business risk decisions with the full customer picture in view.
Facilitating compliance with current and future regulations. TruNarrative provides a full case management system and a comprehensive audit trail for instant recall for regulatory purposes. Our natural language rule builder and App store allows you to make rapid strategy changes and react to changing regulations and fraud trends, and mitigate risk.

“Working together with TruNarrative is helping Ikano Bank to accelerate our global digital transformation, whilst ensuring the highest levels of financial crime risk management and enables us the flexibility to quickly respond to new and emerging threats within a single technology platform.”
IKANO BANK, MICHAEL SOUTHGATE, GLOBAL HEAD OF AML AND FRAUD

Easy Onboarding, Smooth Transactions and Dynamic Risk Rating

TruNarrative’s advanced decisioning platform allows you to build end-to-end customer onboarding and monitoring journeys through a single API. Enrich application data with any of our 50+ data partners to make automated or manual decisions with the whole customer picture in view.

Orchestrate and deliver your financial crime, digital transformation, compliance and customer onboarding strategies from one single intuitive user interface. The TruNarrative solution allows you to build rules and adapt strategy in-house with our no-code rule builder, helping you react to fraud & risk trends and to remain compliant with current and future regulations.

Resources

About TruNarrative

Services
- Risk rating
- Automated onboarding
- Full case management of manual referrals
- Complete audit train
- Transactional monitoring
- Onboarding checks: IDV, document verification, biometrics, AML, PePs and sanctions
Regions Supported
- Global

Vesta

Written by Amy Sariego on 5 Apr, 2022. Posted in Partners. No Comments on Vesta

Partners

Vesta

Secure and Seamless Fraud Protection Solutions for Digital Payments

Key Benefits

Increase approval rates. Reduce false positives. 100% payment guarantee against fraud chargebacks. Let more business in and increase revenue while protecting against fraudulent transactions. Vesta provides advanced machine learning, instant risk decisioning and guaranteed digital payments based on 25+ years of global experience in fraud analytics and fraud prevention across medium to high-risk verticals.
Account takeover and step-up authentication protection. Stop fake signups and swiftly authenticate legitimate customers. Continuous Account Verification and In-Life Account Monitoring right through the Customer Lifecycle to detect fraudulent activity, account takeover attack and policy abuse. Each module is available separately or as combined solution for maximum flexibility.

“Our customers deserve to feel secure in their shopping experience. That’s what our partnership with Vesta is all about – serving the trust, safety, and security of our customers.”
VICTOR LESMANA, PRESIDENT OF COMMERCE & FINTECH AT PT BUKALAPAK.COM

Guaranteed Transactions Backed by Global Experience

Using machine learning backed by 25 years of transactional data history, Vesta increases approvals of legitimate sales for its customers, while eliminating chargebacks and other forms of digital fraud, driving the true cost of fraud to zero and transferring 100% of the liability for fraud, including chargeback processing, so customers can focus on increasing sales.

The company is headquartered in Portland, OR (US) with offices in Atlanta, Miami, Ireland, Mexico and Singapore.

Vesta is a partner that can help drive the true cost of fraud to zero, at a global scale. We use our technology, data-science and collective know-how to enable our customers to eliminate fraud and focus on core competencies to grow their business and sales.

Resources

About Vesta

Services
- Vesta Payment Guarantee
- Vesta Account Protect
Regions Supported
- Global

MicroBilt

Written by Amy Sariego on 24 Mar, 2022. Posted in Partners. No Comments on MicroBilt

Partners

MicroBilt

Powerful Alternative Credit Data and Risk Management Solutions

Key Benefits

Industry-leading data. With an eye to the needs of the small and medium-sized enterprises often left out of the big data game, MicroBilt has structured our products to be right-sized for your business. With MicroBilt you can customize the products you need and all of our products are provided through a single, simple, access portal, batch processing and available via API.
A complete platform with you in mind. Whether you’re working in originations or debt collection, screening a potential hire or tenant, planning for growth, or keeping up with regulatory requirements, MicroBilt can be your partner, providing the insight and information you need to protect your business, grow your bottom line, and keep your company running smoothly.

Data You Can Count On.

For over 40 years MicroBilt has been helping businesses assess and manage risk. We were a pioneer in the now exploding alternative credit data space and as such have refined our products and services to deliver true business value.

Today MicroBilt is a registered consumer credit reporting agency. That means our data and products meet the highest standards of accuracy, quality, and security as mandated by federal regulations.

At our core, we believe that any successful company needs access to the right information to make the smartest decisions possible.

Over the years, MicroBilt has invested heavily in acquiring best-in-class data. We’ve built sophisticated systems for keeping our data fresh and accurate and powerful predictive models for making decisions around lending, leasing, collections, and risk management.

Resources

About MicroBilt

Services
- Credit & Decisioning
- Bank Verification
- Identity Verification
- Payment Solutions
- Collection & Recovery
- Background Screening
- Business credentialing
Regions Supported
- North America

Kompli-Global

Written by Amy Sariego on 3 Mar, 2022. Posted in Partners. No Comments on Kompli-Global

Partners

Kompli-Global

Fraud Prevention, Risk Mitigation, Compliance Screening & Reputation Protection

Key Benefits

Best in class corporate due diligence platform. Kompli-Global has developed a specialist solution suite comprising of unique proprietary products to deliver end to end KYB on-boarding and on-going screening.
Powerful, flexible AI driven technology. We use a combination of advanced AI-driven technology combined with unrivaled human expertise to fully identify corporate ownership structure and alert you to potential risks indicators, bad actors and adverse events.

About Kompli-Global

Kompli-Global has developed a specialist corporate due diligence solution comprising of unique proprietary products, linked to best in class third party services to deliver a comprehensive, international customer on-boarding, screening and on-going monitoring platform.

Kompli-Global bridges the gaps that exist in current databases to enable far more accurate, comprehensive, efficient and compliant corporate due diligence.

We use a combination of advanced AI-driven technology and human expertise to fully identify corporate networks and alert you to potential risk indicators, bad actors and adverse events

Our Kompli-QED platform includes all the elements you need to perform best practice corporate on-boarding, KYC, Fraud prevention, EDD and ongoing monitoring.

Kompli-Global’s services reduce your exposure to fraud, mitigate against personal and corporate prosecution, protect your brand’s reputation and provide cost effective regulatory compliance

FRAUD PREVENTION

Our Kompli-QED platform includes all the elements you need to perform best practice corporate on-boarding, KYC, Fraud prevention, EDD and ongoing monitoring. Our Investigation tools and reporting services give you the ‘deep dive’ capability you need as and when required.

RISK MITIGATION

We use a combination of advanced AI driven technology combined with human expertise to fully identify corporate networks and alert you to potential risk indicators, bad actors and adverse events. Things that you really should know about.

COMPLIANCE SCREENING

Kompli-Global has developed specialist corporate due diligence solutions comprising of unique proprietary products, linked to best in class third party services to deliver comprehensive, international risk screening, on-boarding and on-going monitoring.

REPUTATION PROTECTION

Kompli-Reveal will update your client records with the latest registry and risk information and alert you to things you really should know about your existing client estate. Kompli-Global bridges the gaps that exist in current corporate databases to enable far more accurate, efficient and compliant corporate due diligence.

About Kompli-Global

Products
- Kompli-QED: Corporate onboarding platform
- Kompli-Konnect: Corporate Ownership Resolution
- Kompli-RiskCheck: Fraud & Risk Prediction
- Kompli-Reveal: Retrospective Screening
- Kompli-Investigate: AML / Anti Fraud Investigations
- Kompli-Monitor: Ongoing Risk Monitoring
- Kompli-Reports: Deep Research report service
- Kompli-Outsource: Outsourced KYC/KYB/AML
- Kompli-SecureMeet: Video interview recording
Regions Supported
- Global

Finagraph

Written by Amy Sariego on 15 Feb, 2022. Posted in Partners. No Comments on Finagraph

Partners

Finagraph

Finagraph’s Strongbox Product Provides Decision-Ready Financial Intelligence from Business Accounting systems

Key Benefits

A simple connection experience for your customers. With APIs, the ready-for-use Strongbox widget, or a white-label experience, Strongbox makes it easy for your business customers to connect their accounting system for initial underwriting or loan monitoring.
Instant, decision-ready outputs for your credit team. Strongbox’s intelligent data pipeline transforms data with over 40 unique operations across four categories: normalization, validation, enrichment, utilization. The result is ready-to-use, reliable data outputs that can go right into your decisioning model.

“Strongbox is a breakthrough tool we use to better understand customers and deepen that relationship by providing a secure, simple, and easy way for customers to share their information.”
DUANE GOOD, PRESIDENT & COO OF TRIBAL CREDIT

Strongbox Transforms Data into Actionable Intelligence

When a lender wants to improve underwriting speed and loan portfolio performance, they turn to Strongbox.

Through a seamless connection process, borrowers can instantly send all financial statement data required for initial loan underwriting or ongoing monitoring.

Inside the Strongbox Intelligent Data Pipeline, each set of financials is standardized to your unique financial statement presentation, validated and enriched with lending metrics and trend analysis in seconds.

Lenders across the world trust Strongbox to consistently deliver quality financial data to protect their portfolio and grow margins and the bottom line.

Strongbox is built by the Finagraph, a team with 11 years of experience decoding accounting system data and working with lenders to build outputs that are decision-ready and have a high-impact for credit and risk teams.

Resources

About Finagraph

Services
- Accounting System Connections – Integrations with the most commonly used systems by SMBs.
- Data validation – A comprehensive set of 50+ checks to uncover missing or questionable financial data.
- Intelligent Mapping – Business financial statements automatically mapped to your configured chart-of-accounts.
- Comprehensive Analysis – Ratios, trending, vertical + horizontal analysis, cash flow, and more.
- Cash Flow – A detailed cash flow statement and analysis built from transaction-level data to analyze risk.
- TaxReader Add-on – In addition to accounting system data, accept borrower tax returns (business or personal) auto-mapped for decisioning.
- Concierge-level support – Our team is dedicated to your success, providing implementation assistance, support, and training.
Countries Supported
- United States
- Canada
- Australia
- New Zealand

Yoti

Written by Amy Sariego on 15 Feb, 2022. Posted in Partners. No Comments on Yoti

Partners

Yoti

Robust, Flexible KYC and AML Solutions

Key Benefits

KYC solutions – get genuine customers through faster. No matter your company’s size, we’re here to make verifying customers easier for you. Our customizable verification tools give you the flexibility you need to deliver the perfect balance of speed and fraud prevention.
Enhanced KYC and AML checks. Complete KYC and AML checks in one integration. We offer additional checks for more robust customer integration including proof of address with a supporting document, third party data checks and AML watchlist and ongoing screening.

Verification for a Digital World

We created Yoti to give individuals a simple way of proving who they are, online and in person. We verify users to the highest security standards, using a flexible combination of world leading AI and expert security personnel according to your risk profile.

About Yoti

Services
KYC
- Data extraction
- Document authenticity
- Liveness
- Facematch
- Reusable digital identity
- In person KYC checks (UK only)
AML
- PEPs and sanctions watchlists
- Adverse media
- Ongoing monitoring
Age Verification
- Facial age estimation
- Reusable Digital ID
eSigning
- Authentication
Regions Supported
- Global

Fourthline

Written by Amy Sariego on 26 Jan, 2022. Posted in Partners. No Comments on Fourthline

Partners

Fourthline

The New Standard in Digital Identity, KYC and Compliance

Key Benefits

Drive growth. Minimize risk. Stay in control. Deliver a fast and secure customer journey—ID verification in seconds or KYC plus AML end-to-end in under 90 seconds. Safeguard your regulated organization through proprietary techniques that combine AI with expert analyses to achieve highest fraud detection in the industry.
Comply with the strictest regulations, effortlessly. Fulfill regulatory requirements across AMLD, GDPR and beyond with Fourthline’s proven expertise as a licensed payment institution by DNB. Strengthen your compliance with local legal opinions from reputable firms and use Fourthline’s years of experience in navigating complex regulatory landscapes.

“Fourthline accelerated our international growth by verifying identities for partners across Europe.”
DELIA KONIG, MD, IDENTITY UNIT, SOLARISBANK

Make Compliance a Competitive Advantage

Europe’s leading players in finance and fintech rely on Fourthline to solve their KYC and compliance needs with proprietary AI technology and proven expertise. Fourthline offers best-in-class KYC solutions throughout the customer lifecycle and prevents fraud at industry-leading accuracy, conversion, and compliance levels. Fourthline’s core strengths lie in the thoroughness and depth of its KYC processes, its regulatory licenses and compliance with AMLD and GDPR regulations.

A trusted, pan-European KYC solution: Fourthline handles millions of KYC checks for world’s leading banks, fintechs, online brokers and insurers e.g., N26, Solarisbank, Trade Republic, Scalable Capital, Nationale-Nederlanden, Flatex DeGiro, and guarantees the highest quality and minimum cost of compliance.
Industry-leading fraud detection and conversion: Fourthline detects 60% more fraud through advanced analyses, world-class AI and fraud investigations while providing fast conversion. Fourthline proprietary ex-post monitoring techniques identify 20-30% additional fraud after initial sign-up.
Ultimate flexibility to create unique customer journeys: Fourthline’s modular product architecture enables customers to choose the precise components to meet their requirements, whether it’s document verification, liveness checks, proof-of-address, daily PEP/sanctions/watchlist screenings, or a completely outsourced bank-grade KYC solution.

Resources

About Fourthline

Services
- Document and Biometric Verification
- Proof of Address
- Qualified Electronic Signature (QES)
- Account Authentication
- AML Watchlist Screening
- AML Ongoing Monitoring
- Re-KYC and Remediation
- Investigations and CDD Reporting
- Anti-Financial Crime
- KYC Pay
Regions Supported
- Global

MKTplace-data type: Document Verification

Decentro

API Platform for Banking Integration

Key Benefits

Open Banking APIs to Launch Products 10x Faster

Resources

About Decentro

Services

Countries Supported

Finerio Connect

Let’s Build the Future of Financial Services Together

Key Benefits

Products that Complement Your User Flow

About AdviceRobo Services

Services

Regions Supported

CreditorWatch

Unique Australian Commercial Risk Data & Solutions

Key Benefits

Over 50,000 Customers. More Customers = More Data

Resources

About CreditorWatch

Products

Countries Supported

TruNarrative

A Complete Financial Crime, Compliance, Risk Mitigation and Customer Onboarding Platform

Key Benefits

Easy Onboarding, Smooth Transactions and Dynamic Risk Rating

Resources

About TruNarrative

Services

Regions Supported

Vesta

Secure and Seamless Fraud Protection Solutions for Digital Payments

Key Benefits

Guaranteed Transactions Backed by Global Experience

Resources

About Vesta

Services

Regions Supported

MicroBilt

Powerful Alternative Credit Data and Risk Management Solutions

Key Benefits

Data You Can Count On.

Resources

About MicroBilt

Services

Regions Supported

Kompli-Global

Fraud Prevention, Risk Mitigation, Compliance Screening & Reputation Protection

Key Benefits

About Kompli-Global

About Kompli-Global

Products

Regions Supported

Finagraph

Finagraph’s Strongbox Product Provides Decision-Ready Financial Intelligence from Business Accounting systems

Key Benefits

Strongbox Transforms Data into Actionable Intelligence

Resources

About Finagraph

Services

Countries Supported

Yoti

Robust, Flexible KYC and AML Solutions

Key Benefits

Verification for a Digital World

About Yoti

Services

Regions Supported

Fourthline

The New Standard in Digital Identity, KYC and Compliance

Key Benefits

Make Compliance a Competitive Advantage

Resources

About Fourthline

Services

Regions Supported