Skip to main content

MKTplace-use case: Consumer Payments

Jumio

Written by Allison Karavos on . Posted in Partners. No Comments on Jumio

Partners

Jumio

Automate Identity Verification & KYC with Jumio’s AI-Powered Technology

Key Benefits

  • User Experience. Award-winning user experience keeps good customers moving forward. Consume KYC services based on your unique use case, risk appetite and budget. Anytime, anywhere, Jumio covers over 200 countries and territories and more than 3,500 ID types.
  • Technology. Powered by AI and machine learning with unmatched real production data sets. Consume KYC services based on your unique use case, risk appetite, and budget. Bank-grade security and compliance features help protect user data and privacy.

About Jumio

Deter fraud and provide a seamless user experience to transform your account opening and loan application processes.

With Jumio, vetting new customers and loan applicants is as easy as taking a selfie. Jumio offers a range of identity proofing and AML services to accurately establish, maintain and reassert trust from account opening to ongoing transaction monitoring.

Leveraging advanced technology including AI, biometrics, machine learning, liveness detection and automation, Jumio helps organizations fight fraud and financial crime, onboard good customers faster and meet regulatory compliance including KYC, AML and GDPR.

Jumio has verified more than 300 million identities issued by over 200 countries and territories from real-time web and mobile transactions. Jumio’s solutions are used by leading companies in the financial services, sharing economy, digital currency, retail, travel and online gaming sectors.

Based in Palo Alto, Jumio operates globally with offices in North America, Latin America, Europe and Asia Pacific and has been the recipient of numerous awards for innovation.

About Jumio

  • Services

    • Jumio ID Verification
    • Jumio Identity Verification
    • Jumio Go
    • Jumio Authentication
    • Jumio Transaction Monitoring
    • Jumio Document Verification
    • Jumio Screening
    • Jumio Address Services
    • Jumio Video Verification

  • Regions Supported

    • Global

Continue reading

Yoti

Written by Allison Karavos on . Posted in Partners. No Comments on Yoti

Partners

Yoti

Robust, Flexible KYC and AML Solutions

Key Benefits

  • KYC solutions – get genuine customers through faster. No matter your company’s size, we’re here to make verifying customers easier for you. Our customizable verification tools give you the flexibility you need to deliver the perfect balance of speed and fraud prevention.
  • Enhanced KYC and AML checks. Complete KYC and AML checks in one integration. We offer additional checks for more robust customer integration including proof of address with a supporting document, third party data checks and AML watchlist and ongoing screening.

Verification for a Digital World

We created Yoti to give individuals a simple way of proving who they are, online and in person. We verify users to the highest security standards, using a flexible combination of world leading AI and expert security personnel according to your risk profile.

About Yoti

  • Services

    KYC

    • Data extraction
    • Document authenticity
    • Liveness
    • Facematch
    • Reusable digital identity
    • In person KYC checks (UK only)

    AML

    • PEPs and sanctions watchlists
    • Adverse media
    • Ongoing monitoring

    Age Verification

    • Facial age estimation
    • Reusable Digital ID

    eSigning

    • Authentication

  • Regions Supported

    • Global

Continue reading

Algoan

Written by Allison Karavos on . Posted in Partners. No Comments on Algoan

Partners

Algoan

Assess Consumers’ Affordability in Real-Time with Open Banking Scoring

Key Benefits

  • Accelerate your time-to-yes! Provide your risk teams and customers a fully digitized experience and get back instantly to your applicants thanks to Open Banking Credit Decisioning.
  • Better risk management decisions. Algoan’s credit decisioning solutions will enable you to accept up to 40% more applicants while maintaining your risk at the same level. Conversely, halve your risk while keeping the same acceptance rate.

Credit and Payment Scoring for Fairer Affordability Assessment

Algoan is a French Fintech that aims to revolutionize the credit sector in Europe through the power of Open Banking. The Fintech innovates at all stages of the credit lifecycle by relying on state-of-the-art proprietary technology. With its Credit Decisioning Open Banking solutions (decisioning engine based on secure sharing of borrower’s bank data), acceptance rates and risk management are significantly improved. In fact, Algoan’s solutions result in a much finer risk analysis than traditional methods and allow many borrower profiles that would normally be rejected to be accepted, with a controlled risk (GINI score up to 80%).

Take informed credit decisions to facilitate split payment, loan origination, debt consolidation, mortgage loan, car subscription/leasing or last-chance loan!

Visit www.algoan.com for more info.

About Algoan Services

  • Services

    Connect: Algoan Connect is the easiest and fastest way to incorporate the Open banking aggregation process in any customer journey to be able to leverage Algoan’s Credit Decisioning solutions.

    Credit Score: Algoan Score is a best-in-class proprietary scoring model supported by dynamic customer information based on financial behavior directly retrieved from banks rather than static and declarative data. Grow your customer base by accepting more loan requests with confidence!

    Payment Score: Behavioral score that analyses 3 months of the consumer’s transactional data (Open Banking data) and returns a simple score (ranging from 1 to 10) that helps automate BNPL origination decisions by being fairer and more responsible.

    Credit Insights: In addition to categorized data, Credit Insights provides actionable insights on top of which lenders can build their own applications and forecasting/predictive models.

    Dashboard: Access a broad and comprehensive view of your clients’ financial situation in a single interface and ramp up your credit decisions.

  • Regions Supported

    EMEA

Continue reading

IDology

Written by Allison Karavos on . Posted in Partners. No Comments on IDology

Partners

IDology

Innovative Solutions to Streamline Customer Acquisition, Deter Fraud, and Drive Revenue

Key Benefits

  • Approve More Legitimate Customers. Detecting and preventing fraud goes far beyond basic identity matching, especially in today’s threat-heavy environment. With our ExpectID® platform, you have access to more layers of physical and digital identity attributes, which enable you to see the holistic consumer identity in high resolution. And when higher levels of assurance are needed, you can dynamically escalate to additional layers of authentication while still delivering fast, automated decisions. These orchestrated layers work together seamlessly to deliver the speed, simplicity, and convenience your customers expect.
  • Unlock Stronger Fraud Intelligence. IDology’s Consortium Fraud Network amplifies real-time fraud intelligence between companies and across industries. With IDology, you can detect repeated transaction attempts or bar specific attributes associated with known fraud. And by applying machine learning to the identity verification process, supervised by IDology’s dedicated team of tenured fraud experts—your neighborhood watch for fraud, IDology is able to track suspicious activity across its vast network of customers and industries, giving you a system of defense against fraud and insight to improve decision making.
  • Get More Control and Flexibility. With criminals attempting new tricks every day, keeping pace with the rapidly changing fraud landscape is a necessity. Our on-demand ExpectID® platform is fully configurable and offers point-and-click flexibility, so you can be nimble, dynamic, and efficient in the face of evolving risk. With ExpectID®, you can fine-tune rules and settings, customize decisioning, and dynamically escalate to higher levels of verification for optimal risk and fraud protection—without burdening your IT team or compromising the smoothness of the customer experience.

IDology, the Trusted Leader in Digital Identity Verification

IDology, a GBG Company, is transforming identity verification for businesses worldwide with an innovative suite of multi-layered identity verification solutions built to drive revenue, deter fraud, and maintain compliance in a digital world. IDology leverages thousands of diverse data sources to deliver the industry’s most accurate locate results as well as actionable transparency and on-demand control over the entire identity proofing process.

By applying machine learning to identity verification, supervised by a team of fraud analysts, IDology provides thousands of businesses in multiple industries worldwide with a powerful network of defense against fraud. With frictionless secure digital identity verification, IDology helps businesses stay ahead of shifting fraud trends, while onboarding more customers faster and with confidence.

About IDology

  • Services

    • ExpectID®
    • ExpectID® Scan Verify
    • ExpectID® IQ
    • ExpectID® Mobile Attributes
    • ExpectID® GeoTrace
    • Cross-border Identity Verification Available

  • Regions Supported

    • Latin America
    • EMEA
    • North America

Continue reading

creditsafe

Creditsafe

Written by Allison Karavos on . Posted in Partners. No Comments on Creditsafe

Partners

Creditsafe

Global Credit Risk Data for Better Lending Decisions

Key Benefits

  • Access to the largest global business universe. Tap into the world’s largest set of business decisioning data, covering hundreds of millions of businesses globally to speed up and improve your commercial lending decision with data you can trust.
  • Unrivaled data for business and consumer identification, credit risk and fraud prevention. Seamlessly on-board new applicants with instant ID Verification, anti-money laundering, and credit checks whilst screening and monitoring your customers against global PEP and Sanction lists.

“Creditsafe’s global data coverage was a huge pull for us, it has opened new business avenues and ensures that we can on-board customers quickly and diligently.”

CREDIT MANAGER, SCANIA

Better Data, Better Decisions

Creditsafe automatically combines applicant information with credit, fraud, and affordability data, giving you a comprehensive view of your customers and the ability to automate a decision in under 60 seconds. Our database holds detailed company performance and financial data on hundreds of millions of businesses globally, trusted by companies of all sizes to speed up onboarding whilst minimizing credit risk and fraud.

Instantly verify a business, its owners and shareholders. Analyze a company’s financial and payment performance from the past five years and gain an in-depth understanding of its global hierarchy and ownership. Screen individuals against our international PEP and Sanction lists and perform comprehensive anti-money laundering checks to comply with regulations and protect your brand.

About Creditsafe

  • Products

    • Commercial credit information
    • Consumer credit data
    • Digital identity verification
    • Business bank account verification
    • Commercial banking and lending data
    • PEP and Sanction list screening
    • Anti-money laundering checks

  • Regions Supported

    This is a list of countries where we operate, however we provide data on companies worldwide.

    • Belgium
    • Canada
    • Denmark
    • France
    • Germany
    • Ireland
    • Italy
    • Japan
    • Netherlands
    • Norway
    • Sweden
    • United Kingdom
    • United States

Continue reading