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SME Lending: The Road To Real-Time Approvals

SME Lending: The Road to Real-Time Approvals

How to Build World-Class SME Lending Experiences
Thirty-two percent of SMEs now work with online lenders for business credit. Convenience, efficiency and the ability to get rapid approvals make working with digital lenders an obviously attractive choice. If you aren’t making it easy for SMEs to get the credit they need, your competitors will.
Discover how to:
  • Power quick and easy applications
  • Automate processes for real-time approvals
  • Lower the cost of loan origination
  • Use predictive analytics to keep risk in check
Check out the eBook and learn how to accelerate your SME lending and pave the way for world-class lending experiences.

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RESOURCE LIBRARY

Infographic: Driving Instant Risk Dec...

INFOGRAPHIC Driving Instant Risk Decisions for SME Lending How to ...
DaaS: a New Frontier for Credit Decisioning
News ::

DaaS: a New Frontier for Credit Decis...

NEWS DaaS:a New Frontier for Credit Decisioning The Manila Times ...
eBook ::

SME Lending: The Road To Real-Time Ap...

SME Lending: The Road to Real-Time Approvals How to Build ...
Webinar ::

The Rapidly Evolving BNPL Landscape a...

ON-DEMAND WEBINAR The Rapidly EvolvingBNPL Landscape and How to Prepare ...
CSRSA Webinar: Delight Customers – Deter Fraudsters
Webinar ::

CSRSA Webinar: Delight Customers – De...

ON-DEMAND WEBINAR CSRSA Webinar:Delight Customers – Deter Fraudsters Book a ...
Webinar ::

Lending Into The Future of Fintech

ON-DEMAND WEBINAR Lending Into The Future of Fintech Book a ...
Webinar ::

Redefining Intelligent Financial Serv...

ON-DEMAND WEBINAR Redefining IntelligentFinancial Services Book a Meeting Join the ...
Webinar ::

Using Data to Redefine Decisioning

ON-DEMAND WEBINAR Using Datato Redefine Decisioning Book a Meeting We ...

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The Rapidly Evolving BNPL Landscape and How to Prepare For It

ON-DEMAND WEBINAR

The Rapidly Evolving
BNPL Landscape and How to Prepare For It

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Buy Now Pay Later has moved beyond a fad into an e-commerce staple, with a 200% increase in the use of BNPL services since the Covid-19 pandemic began. But as with most things in fintech, the landscape of BNPL is evolving, quickly. New competitors are popping up every day, regulations are changing rapidly and consumers’ expectations are growing – in fact, 80% of consumers rank speed as a key buying factor.

Join us for this panel discussion where we will discuss all things BNPL, including onboarding, the customer journey, changing regulations and more – and how to ensure you are prepared for the evolution.


RESOURCES

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CSRSA Webinar: Delight Customers – Deter Fraudsters

ON-DEMAND WEBINAR

CSRSA Webinar:
Delight Customers – Deter Fraudsters

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Buy now pay later is here to stay and exploding with providers offering financing for everything… from electronics and fashion to home services and a whole range of consumables.

Consumers are adding BNPL payments to their existing lending debts at a blinding pace. FinTechs are leading the charge in BNPL offerings however traditional lenders are rapidly going to market with solutions to compete. The global BNPL industry is now around 24 billion dollars, and experts are saying the industry will grow as much as 15 times its current volume by 2025.

Speakers:

  • Cheryl Woodburn

    Cheryl Woodburn serves as Country Manager for Canada at Provenir, a global leader in AI-powered risk decisioning software. Cheryl manages all operations as Provenir responds to the record-breaking growth the company is experiencing in North America.

  • Michael Shurley

    Michael Shurley is the Vice President of Presales Solutions at Provenir and has more than two decades of experience working for financial services software vendors. Prior to joining Provenir in 2015, Michael was the Director of Industry Solutions at CapitalStream, a leading loan origination software provider, and the Director of Sales Consulting at AFS, a leading commercial loan servicing provider. Earlier in his career, Michael worked for both Wells Fargo Bank and Prudential Financial.


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Lending Into The Future of Fintech

ON-DEMAND WEBINAR

Lending Into The Future of Fintech

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Online lending is a prime example of an industry tackling the ever-present issue of ease of customer journey vs secure customer identification.

Online applications are a perfect testing ground for cybercriminals to attempt to commit fraud so organizations must ensure their defences are resilient enough to only approve good customers.

Yet, new sources of data provide exciting new opportunities for both fintech companies and banks to provide a super streamlined process. In this webinar, you’ll learn:

  • Key market trends 
  • How and why the fraudsters target online lenders
  • Ways in which to differentiate bad users from legitimate users
  • Challenges faced with regard to data and ID verification
  • How to develop the best strategies to combat online fraud
  • The most useful technologies available at your disposal


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Redefining Intelligent Financial Services

ON-DEMAND WEBINAR

Redefining Intelligent
Financial Services

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Join the conversation during our monthly fireside chat with a panel of industry experts as they discuss their best practices and experiences while answering your questions on hot topics that matter to you.

No PowerPoints. No scripts. No sales pitches.

Our first session will feature a discussion between Flinks and Provenir on how intelligent financial services have evolved—and where they’re going next.

In this session, you’ll learn:

  • What are intelligent financial services?
  • What are industry leaders doing differently?
  • How are leaders redefining the industry?
  • Three key considerations in credit decisioning.


RESOURCES

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Using Data to Redefine Decisioning

ON-DEMAND WEBINAR

Using Data
to Redefine Decisioning

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We are living in a perfect financial storm: Covid has driven consumer engagement online and with increasing inflationary pressure, consumers are looking for both traditional and alternative sources of credit.

In order to meet the rising demand and holistically assess risk, alternative data aggregation and data insights are increasingly being used in innovative ways to help financial institutions decision on their loan book.

From increasing growth and reaching new customers, to preventing fraud while maintaining a frictionless consumer experience, data is changing credit decisioning.

Representatives from leading fintech and bank lenders discuss trends, challenges and opportunities in 2022.


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Five Key Features for Creating the Optimal Risk Decisioning Solution

NEWS

Five Key Features
for Creating the Optimal Risk Decisioning Solution

Risk-decisioning ecosystems must be designed to intelligently serve customers and create world-class customer experiences. To this end, banks and fintechs need solutions that unify credit decisioning, AI and machine learning, with real-time access to external and internal data sources to auto optimize decisions—along with the impact of those decisions—across your entire customer lifecycle.

In this article, Kim Minor, Senior Vice President of Global Marketing at Provenir, discusses the five key features that are quintessential for a modern risk decisioning platform:

  • No-code management
  • Easy access to real-time and historical data
  • Data and AI-powered decisioning across the customer lifecycle
  • Auto-optimization for decisioning that gets more accurate the more it’s used
  • Scalability

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Ten Companies Using Alternative Data for the Greater Good

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Pliance

Partners

Pliance

AML Screening Automation for Modern Companies

Key Benefits

  • Automated PEP and Sanctions, and UBO Screening. Scale your customer onboarding with automated AML and UBO screening with fewer false positives so you can focus on your core business and growth.
  • Automated Monitoring. Simplify your AML workflows with our automated daily monitoring. Get notified in real time of AML status changes in your customer base.

“Safello saw a 90% reduction in false positives after switching to Pliance; we went from hours of investigations per day to minutes!.”

OPERATIONAL MANAGER, SAFELLO

Pliance – Automated AML Screening

AdviceRobo mission is to responsibly promote financial inclusion for the next generation, globally. Younger generations possess unique attributes such as digital fluency, strong entrepreneurial spirit, and a commitment to sustainability, often overlooked by traditional financial methods. To bridge this gap, we’ve crafted an advanced data collection tool tailored for next-gen traits and behaviors.

This tool serves as the foundation for our sophisticated analytical solutions, integrating cutting-edge AI, all while upholding ethical standards and respecting privacy within the regulatory framework. Our solutions empower you to exercise greater control with automated customer data enrichment and seamless data automation through our automatic data pipelines. We also offer innovative modeling and scorecards, in addition to assisting your team in developing customized scorecards. By embracing these solutions, you can embrace the future of financial inclusion and cater to the unique needs of the next generation.

About Pliance

  • Services

    • Global PEP, Sanctions Screening
    • Nordic UBO Screening
    • Automated Monitoring
    • Complete customization of AML workflows
  • Regions Supported

    • Global

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Outra

Partners

Outra

Outra Data – Powering Your Business

Key Benefits

  • Property Attribute Data. Outra’s Property Attribute Data provides a wide range of data on every UK residential property. Taken from over 25 years of transactions, listings and surveys and supported by industry-leading Data Science for best results.
  • Home Move Triggers. Outra’s Home Move Triggers accurately predict when to target home movers to buy your products and services – identifying approx. 150,000 movers each month. This allows you to communicate with the right message at the right time.

“We have chosen to work with Outra Data due to better coverage of variables and transparency on actual and modelled data.”

POST OFFICE INSURANCE

Household Level Insights for a 360 Customer view

Outra is a data science and analytics company with over 5,000 unique data points from over 60 different data sources on over 30 million UK households. Giving companies GDPR compliant tools to understand their customer at a household level.

Outra is the UK’s leading residential property data company. Our depth, and accuracy of data is unmatched, meaning only Outra can provide a real time 360 view of the UK residential property market. 

Picking a home is the most important decision we will make. Whether it’s the location, cost, size, or energy efficiency, where you decide to live says a lot about who we are. That’s why we have put property data at the core of everything we do. 

Outra Data is more than just raw data. Our Data Science team use AI to identify patterns and actionable insights into customer behavior. Combined with our unique data sets, our range of solutions enable reduced costs for acquisition, retention, modelling, or whatever your business requirement is.

Resources

About Outra

  • Services

    Property Attribute Data

    Home Move Triggers

    Parking Model

    High Net Worth Model

    Vulnerability Index – Outra has developed the proprietary data science which enables organizations to identify their most vulnerable customers at a household level. Companies use the Outra vulnerability index to reduce customer churn and mitigate financial risk. With the cost of living crisis, it is more important than ever to understand where these customers are and how you can support and retain them.

  • Regions Supported

    United Kingdom (England, Scotland, and Wales)

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