Skip to main content

Bankflip

Written by Amy Sariego on . Posted in Partners. No Comments on Bankflip

Partners

Bankflip

Employment, Incomes and Debt Data Access in Real-Time

Key Benefits

  • Real-time and secured data capturing for your journeys. Makes it easy for your customers to grant you access to their private area of available Public Authorities to directly gather the documents and data required to apply for a loan, a mortgage, buy a car, get digitally onboarded in your banking app, or subscribe for an insurance. Get secured access to employment, incomes, debt/risk and other relevant data for one-time or recurrent use cases in a single flow.
  • Increase conversion while cutting your costs down. By adding our solution to your application/underwriting/subscription flows, you will get all the necessary documentation and data needed in just one step (making your conversion going up) and you will be able to directly use it within the Provenir solution to automate the whole process with no humans involved.

Frictionless Data Capturing and Processing

Bankflip is the tech solution to seamlessly collect employment, incomes, debt/risk, and other relevant data of your end-users to supercharge your products and solutions.

Bankflip services allow your company to collect user financial data on a permission basis. It has been designed with a special obsession on end-user experience (UX) and developer experience (DevX) to ensure the best possible usability and the easiest integration.

Supercharge onboarding for your banking app, underwriting for a loan or a mortgage, employment verification for your KYC, among other use cases with real-time, standardized and reliable data directly collected from the private area of Public Authorities.

Resources

About Bankflip

  • Services

    Dynamic login into the private area of Public Authorities (Tax Authority “AEAT”, Social Security “Seguridad Social”, Traffic Authority “DGT”, …) via Cl@ve and phone number registered

    Automatically collect all the documents you need in only one connection (cross-authority authentication)

    Verified by default: documents are collected directly from the source

    Documents converted into data (JSON)

    Manual documents uploaded are tagged, verified and converted into data

  • Countries Supported

    Spain

Continue reading

Rzolut

Written by Amy Sariego on . Posted in Partners. No Comments on Rzolut

Partners

Rzolut

Leader in Global Risk & Compliance Datasets

Key Benefits

  • Tailored Risk and Compliance Solutions. Risk and compliance proprietary data provider.  Building and maintaining critical screening watchlists for the industry, driven by deep expertise in the Financial Crimes Compliance (FCC) space.
  • AI-powered Datasets and Adverse Media Screening. Comprehensive, watchlist datasets and adverse media, collated using proprietary, gold-standard name matching logic and maintained using AI-powered technology designed to cover all diligence and risk management use cases. It is built for easy integration with packaged software and customers’ internal platforms alike..

“RZOLUT’s services offer invaluable insights, guiding our strategies effectively with thoroughness, accuracy, and confidence, benefiting our investments. Highly recommended.”

PARTNER, LEADING PRIVATE EQUITY FIRM

Simplify Compliance, Amplify Success

AdviceRobo mission is to responsibly promote financial inclusion for the next generation, globally. Younger generations possess unique attributes such as digital fluency, strong entrepreneurial spirit, and a commitment to sustainability, often overlooked by traditional financial methods. To bridge this gap, we’ve crafted an advanced data collection tool tailored for next-gen traits and behaviors.

This tool serves as the foundation for our sophisticated analytical solutions, integrating cutting-edge AI, all while upholding ethical standards and respecting privacy within the regulatory framework. Our solutions empower you to exercise greater control with automated customer data enrichment and seamless data automation through our automatic data pipelines. We also offer innovative modeling and scorecards, in addition to assisting your team in developing customized scorecards. By embracing these solutions, you can embrace the future of financial inclusion and cater to the unique needs of the next generation.

About Rzolut

  • Services

    PEP Bridge: Our dataset profiles Politically Exposed Persons (PEPs), individuals in key public roles susceptible to corruption or financial crimes. It provides comprehensive information including names, positions, affiliations, and connections.

    Sanctions Bridge: Our dataset is a comprehensive compilation of sanctions imposed by governments or international organizations against individuals, entities, or countries.

    Watchlists: Our dataset is a structured repository of information about individuals, entities, or transactions flagged for monitoring due to potential risks or suspicious activities.

    Adverse Media: Our dataset aggregates information from various sources, including media outlets and public records, documenting negative events or controversies involving individuals, entities, or organizations.

  • Regions Supported

    • Global

Continue reading

RiskSeal

Written by Amy Sariego on . Posted in Partners. No Comments on RiskSeal

Partners

RiskSeal

Smart Credit Decisions Through Digital Footprints

Key Benefits

  • Approval Rate Increase. RiskSeal identifies creditworthy borrowers who have no prior credit history. We help fintech companies expand into emerging markets, increasing approval rates by up to 50%.
  • Default Prevention in the Early Stage. RiskSeal reduces default rates by up to 25% by providing actionable insights derived from over 140 social and digital platforms, utilizing more than 300 data points per applicant.

“RiskSeal provides a detailed profile for each applicant, covering their social media and online activities. They also return a very accurate Digital Credit Score. This helps us make informed decisions. Our approval rates increaed by 2x, with a 17% reduction in default rates and a 26% reduction in KYC spending.”

TYMUR BUGAEVSKIY, HEAD OF DATA SCIENCE AT ONCREDIT

Credit Scoring and Risk Assessment Through Digital Footprints

Tailored financial solution. RiskSeal is an exclusive digital credit scoring solution tailored specifically for the financial industry.

Scoring and decision system. Our solution goes beyond simple data enrichment – it’s a complete user scoring and decision-making system.

In-depth digital profile analysis. Using just a user email, phone number, and IP address data, RiskSeal analyzes a customer’s digital footprint and provides their detailed digital profile.

About RiskSeal

  • Services

    • Alternative Data for Credit Scoring
    • Digital Credit Scoring
    • Digital Footprint Analysis
    • Face Recognition
    • Name Intelligence
    • Geolocation Insights

  • Regions Supported

    • Global

Continue reading

LexisNexis Risk Solutions

Written by Amy Sariego on . Posted in Partners. No Comments on LexisNexis Risk Solutions

Partners

LexisNexis Risk Solutions

Digital Identity Intelligence

Key Benefits

  • Maximize trusted consumer experience and mitigate risk. Powered by digital intelligence gathered from billions of global transactions, we provide insights with advanced analytics to help you make more informed and automated risk-based decisions.
  • Enrich credit decisions across the customer life cycle. Access robust insight into consumer life events, not just at loan origination but throughout the relationship life cycle. From initial customer targeting to credit risk management to ongoing account management, we can help you grow your business while managing risk exposure.

Capture More Revenue While Delivering Excellent Customer Experiences

LexisNexis® Risk Solutions is a trusted leader in providing organizations with actionable insights to manage risks, find opportunities and improve results. We understand what it takes to navigate the evolving world of risk management and deliver targeted solutions that empower well-informed decisions. 

At the core of our vision is the integration of two of the most polarized, yet crucial strategic initiatives: meeting increasingly high expectations regarding customer experience while remaining vigilant to risk, escalating fraud and compliance. Our solutions help businesses make more confident trust and identity decisions across the entire customer journey. Partner with us to confidently capture more revenue while delivering excellent customer experiences.

Resources

About LexisNexis Risk Solutions

  • Services

    • LexisNexis® ThreatMetrix® – Real-time digital identity intelligence and risk assessment to safeguard online transactions and interactions against fraudulent activities
    • LexisNexis® Emailage® – Fraud risk scoring solution that uses global email intelligence to assess risk and approve transactions
    • LexisNexis® RiskViewTM – Credit risk assessment solution providing insight into key risk factors that traditional credit data alone may miss

  • Regions Supported

    • Global

Continue reading

Rollee

Written by Amy Sariego on . Posted in Partners. No Comments on Rollee

Partners

Rollee

Rollee: The Secure Platform for Income Data

Key Benefits

  • Improve your underwriting with real-time income data. Get reliable data from payroll sources to automate your verifications and take better and fairer decisions for credit, mortgage, tenant screening, car leasing.
  • Real-time activity monitoring. Gaining a holistic and credible view of a user’s income to assess qualification for salary advance, salary payouts, employment verification.

“Rollee provides access to the right data at the right time. We have been able to open up new business channels thanks to Rollee’s data coverage.”

GARY ABOUAF, CEO OF NESSPAY

Open Finance Platform for Income Data

Rollee is the API for income data in Europe. We provide lenders, insurers and many other businesses with quick and reliable access to their customers’ income data in real-time.

Resources

About Rollee

  • Services

    • Income Verification
    • Employment Verification
    • Real-Time Earnings

  • Regions Supported

    • EMEA
    • APAC

Continue reading

AdviceRobo

Written by Amy Sariego on . Posted in Partners. No Comments on AdviceRobo

Partners

AdviceRobo

Dynamic Personality Data for BNPL and SME Credit Decisioning

Key Benefits

  • Increase your acceptance rate up to 40%. Incorporating personality data will enhance your scorecards with insights on customer segments like next-gen consumers, newcomers to the country, and small businesses, enabling more accurate predictions and access to previously untapped customer segments.
  • Seamless customer journey, low-tech integration, real-time insights. Our JavaScript plugin, integrated into your customer onboarding process, gathers data from various touchpoints and provides information, profiles, and decisions. A 24/7 dashboard offers real-time insights into the funnel, comprehensive customer data, alerts, and model performance.

“AdviceRobo is an innovative partner supporting us with their psychometric credit scoring. Our cooperation really adds value to our business. They are a great bunch of people. We are happy to team up with them and benefit from their knowledge.”

SME PLATFORM LENDER IN EUROPE

AI-Driven Solutions to Improve Your Underwriting

AdviceRobo mission is to responsibly promote financial inclusion for the next generation, globally. Younger generations possess unique attributes such as digital fluency, strong entrepreneurial spirit, and a commitment to sustainability, often overlooked by traditional financial methods. To bridge this gap, we’ve crafted an advanced data collection tool tailored for next-gen traits and behaviors.

This tool serves as the foundation for our sophisticated analytical solutions, integrating cutting-edge AI, all while upholding ethical standards and respecting privacy within the regulatory framework. Our solutions empower you to exercise greater control with automated customer data enrichment and seamless data automation through our automatic data pipelines. We also offer innovative modeling and scorecards, in addition to assisting your team in developing customized scorecards. By embracing these solutions, you can embrace the future of financial inclusion and cater to the unique needs of the next generation.

Resources

About AdviceRobo Services

  • Proprietary Personality Data

    Psychometric data

    Digital footprint data

    Biometric data

    Demographic data

  • Profiles and Scores

    Life-centric profile

    Financial health profile

    Life-centric credit score

    Other risk scores

  • Custom Solutions

    Score card development

    Model development

    Design AI strategies and roadmaps for and with boards and management

    Education and training on AI for co-workers

  • Regions Supported

    Global

Continue reading