MKTplace-data type: AML

Baselayer

Written by veeresh on 23 Oct, 2026. Posted in Partners. No Comments on Baselayer

PARTNER

Baselayer

Key Benefits

Verify Registered Businesses in Seconds
. Match against Secretary of State filings in all 50 states, with real-time IRS
TIN validation. 33 million active businesses, 130 million historical records, results in 2-3 seconds. Global verification also available.
Reduce Manual Reviews With Explainable Ratings. KYB and Risk Ratings grade every business A-F using match confidence,
registration quality, liens, litigation, sanctions, and web presence. Customers auto-approve strong ratings and route the rest to review, reducing manual work by 60%.

“Baselayer makes KYB easy…the interface is clean, the matching is accurate, and
most importantly, it gives us confidence in our underwriting process.”
Sarvesh Baveja (Risk & Data Science @ Fundbox)

Baselayer

Baselayer is the business identity and risk layer for financial services, payment processors, and merchants. Baselayer’s API covers Secretary of State (SOS) registrations, IRS TIN validation, international KYB, sanctions
screening, beneficial ownership, UCC liens, litigation and bankruptcy, website and industry analysis, and continuous portfolio monitoring.

What sets Baselayer apart is freshness and decisioning-grade output. Data comes straight from authoritative sources, refreshed daily to weekly, with direct real-time access to every SOS database and IRS e-services. Every
search returns explainable match signals and A-F KYB and Risk Ratings your team can decision on, not raw records to interpret.

More than 2,300 financial institutions rely on Baselayer to onboard businesses faster, approve more good applicants, and catch fraud earlier. Customers report about 60% fewer manual reviews.

Resources

Baselayer KYB Resources

About Baselayer

Baselayer Products
Business Search (core KYB verification, global)
IRS/TIN validation
Lien Search and Lien Filing
Lawsuits and Bankruptcies (Docket Search)
Online Presence Review (Industry Prediction, Website Analysis, Social Media
and Reviews, Directory Listings)

Watchlists & Sanctions Screening
Business Pre.Fill
Business Auto.Complete
Consumer Verification (DMF, SCRA, MRA)
Portfolio Monitoring

Fraud Consortium
Countries Supported
- Global

Fraudfinder

Written by veeresh on 25 Sep, 2026. Posted in Partners. No Comments on Fraudfinder

PARTNER

Fraudfinder

AI Document Fraud Detection for Lenders

Key Benefits

Catch the document fraud humans and bureaus miss: Layered forensics on every file: structure, fonts, metadata, version history and data consistency, benchmarked against millions of genuine documents. Around 4% of submissions are flagged, including professional forgeries that look completely clean.
Instant results, up to 95% of underwriting automated: Results in 3.5 seconds per document via API or web app. Extract the data, verify the account name, auto-clear genuine files, and send your team only the applications that need a human.

”Fraudfinder is now an essential part of our fundamental checks. It verifies fraud in bank statements fast, improving our turnaround time and backing our own checks with data”
Halo – Corporate Finance

Your superhuman risk analyst for every document

Fraudfinder is an AI document fraud and risk platform for financiers and fintechs. Every document an applicant submits, including bank statements, payslips, bills, tax and insurance documents, is checked in three seconds, whether it arrives as a PDF or image. Fraudfinder on any global file, in any format.

Our USP is layered forensics. Rather than one test, we run structure, font, metadata, version history and data consistency analysis together, benchmarked against millions of genuine documents. That combination catches AI-generated and edited files that look flawless and leave no visible footprint.

Clients see a 4% fraud found rate, 28x ROI and up to 95% of underwriting automated. It works where bureau data doesn’t: new-start businesses, thin-file applicants, niche and foreign banks. Fraud-first, no template setup, live in days.

About Fraudfinder

Fraudfinder Products
Document Fraud Check: bank statements, company formation documents, payslips, utility bills, tax documents, insurance documents, no-claims discounts, student letters, vehicle reg documents
Data Extraction: structured data pulled from any submitted document, PDF or image
Document translation: translate any foreign document into English
Confirmation of Payee: account name matched against the details held by the bank
ID Checks: identity document verification (add-on)
Custom fraud blocklists and repeat-offender detection
Delivery: REST API, SDK, or web platform with drag and drop
Enterprise controls: SSO (SAML), white labelling, AI training opt-out, data deletion on request
Monthly fraud reporting and ongoing model optimisation
Countries Supported
- Global

Bankflip

Written by Amy Sariego on 26 May, 2024. Posted in Partners. No Comments on Bankflip

Partners

Bankflip

Employment, Incomes and Debt Data Access in Real-Time

Key Benefits

Real-time and secured data capturing for your journeys. Makes it easy for your customers to grant you access to their private area of available Public Authorities to directly gather the documents and data required to apply for a loan, a mortgage, buy a car, get digitally onboarded in your banking app, or subscribe for an insurance. Get secured access to employment, incomes, debt/risk and other relevant data for one-time or recurrent use cases in a single flow.
Increase conversion while cutting your costs down. By adding our solution to your application/underwriting/subscription flows, you will get all the necessary documentation and data needed in just one step (making your conversion going up) and you will be able to directly use it within the Provenir solution to automate the whole process with no humans involved.

Frictionless Data Capturing and Processing

Bankflip is the tech solution to seamlessly collect employment, incomes, debt/risk, and other relevant data of your end-users to supercharge your products and solutions.

Bankflip services allow your company to collect user financial data on a permission basis. It has been designed with a special obsession on end-user experience (UX) and developer experience (DevX) to ensure the best possible usability and the easiest integration.

Supercharge onboarding for your banking app, underwriting for a loan or a mortgage, employment verification for your KYC, among other use cases with real-time, standardized and reliable data directly collected from the private area of Public Authorities.

Resources

Bankflip for Financial Services

About Bankflip

Services
Dynamic login into the private area of Public Authorities (Tax Authority “AEAT”, Social Security “Seguridad Social”, Traffic Authority “DGT”, …) via Cl@ve and phone number registered
Automatically collect all the documents you need in only one connection (cross-authority authentication)
Verified by default: documents are collected directly from the source
Documents converted into data (JSON)
Manual documents uploaded are tagged, verified and converted into data
Countries Supported
Spain

AccountScore

Written by Amy Sariego on 26 May, 2024. Posted in Partners. No Comments on AccountScore

PARTNER

AccountScore
an Equifax Company

Delivering the market-leading Open Banking solution

Key Benefits

Automate onboarding journey. Our solution enables clients to automate and speed up customer onboarding, especially if traditionally your process has required manual assessment of applications or the need to review bank statements.
Increase acceptance rates. Rich and granular Open Banking insights provide a comprehensive view of an individual’s circumstances allowing you to accept applicants that may have previously been declined using traditional data.

“AccountScore has enabled us to verify our customers with confidence whilst still being a simple user experience.”
GURINDER BAINES, TECHNICAL LEAD, LEAP LENDING

Reliable, Accurate and Comprehensive Bank Transaction Data Analytics

AccountScore’s market leading analytical solution utilizes more than 22 million keywords to categorize transactions and identify insights, patterns and behavior. AccountScore enables lenders to lend more profitably whilst cutting loan processing times, completely replacing the need to collect bank statements and pay slips by substituting these with online, real-time, reliable and fully categorized transaction datasets.

Lenders can reduce bad debt and screen out any fraudulent applications whilst exceeding internal targets for processing loan applications. This ensures that relevant consumers and SMEs get the capital they need whilst ensuring clients lend with greater precision.

AccountScore’s solution enables clients across a broad range of industries to benefit from tools such as instant income verification, digital identity, credit risk indexes, affordability calculators, actionable insights, and events.

Resources

About AccountScore Services

AccountScore Products
Income Verification: Instantly verify income, including salary, employer and benefits
Affordability Assessment: Breakdown of essential and non-essential expenditure; with a configurable disposable income calculator
Vulnerability Alerts: Key risk indicators including loss / reduction of income, high gambling, and returned direct debits
IDV & Fraud Prevention: Mixing traditional bureau data and bank-level secure customer authentication and biometrics
Commercial Risk: Verify business bank accounts to assess cashflow, liability, balance and overdraft indicators and high-risk alerts
Countries Supported
- United Kingdom
- Spain
- Ireland

Rzolut

Written by Amy Sariego on 9 May, 2024. Posted in Partners. No Comments on Rzolut

Partners

Rzolut

Leader in Global Risk & Compliance Datasets

Key Benefits

Tailored Risk and Compliance Solutions. Risk and compliance proprietary data provider. Building and maintaining critical screening watchlists for the industry, driven by deep expertise in the Financial Crimes Compliance (FCC) space.
AI-powered Datasets and Adverse Media Screening. Comprehensive, watchlist datasets and adverse media, collated using proprietary, gold-standard name matching logic and maintained using AI-powered technology designed to cover all diligence and risk management use cases. It is built for easy integration with packaged software and customers’ internal platforms alike..

“RZOLUT’s services offer invaluable insights, guiding our strategies effectively with thoroughness, accuracy, and confidence, benefiting our investments. Highly recommended.”
PARTNER, LEADING PRIVATE EQUITY FIRM

Simplify Compliance, Amplify Success

AdviceRobo mission is to responsibly promote financial inclusion for the next generation, globally. Younger generations possess unique attributes such as digital fluency, strong entrepreneurial spirit, and a commitment to sustainability, often overlooked by traditional financial methods. To bridge this gap, we’ve crafted an advanced data collection tool tailored for next-gen traits and behaviors.

This tool serves as the foundation for our sophisticated analytical solutions, integrating cutting-edge AI, all while upholding ethical standards and respecting privacy within the regulatory framework. Our solutions empower you to exercise greater control with automated customer data enrichment and seamless data automation through our automatic data pipelines. We also offer innovative modeling and scorecards, in addition to assisting your team in developing customized scorecards. By embracing these solutions, you can embrace the future of financial inclusion and cater to the unique needs of the next generation.

About Rzolut

Services
PEP Bridge: Our dataset profiles Politically Exposed Persons (PEPs), individuals in key public roles susceptible to corruption or financial crimes. It provides comprehensive information including names, positions, affiliations, and connections.
Sanctions Bridge: Our dataset is a comprehensive compilation of sanctions imposed by governments or international organizations against individuals, entities, or countries.
Watchlists: Our dataset is a structured repository of information about individuals, entities, or transactions flagged for monitoring due to potential risks or suspicious activities.
Adverse Media: Our dataset aggregates information from various sources, including media outlets and public records, documenting negative events or controversies involving individuals, entities, or organizations.
Regions Supported
- Global

LexisNexis Risk Solutions

Written by Amy Sariego on 20 Feb, 2024. Posted in Partners. No Comments on LexisNexis Risk Solutions

Partners

LexisNexis Risk Solutions

Digital Identity Intelligence

Key Benefits

Maximize trusted consumer experience and mitigate risk. Powered by digital intelligence gathered from billions of global transactions, we provide insights with advanced analytics to help you make more informed and automated risk-based decisions.
Enrich credit decisions across the customer life cycle. Access robust insight into consumer life events, not just at loan origination but throughout the relationship life cycle. From initial customer targeting to credit risk management to ongoing account management, we can help you grow your business while managing risk exposure.

Capture More Revenue While Delivering Excellent Customer Experiences

LexisNexis® Risk Solutions is a trusted leader in providing organizations with actionable insights to manage risks, find opportunities and improve results. We understand what it takes to navigate the evolving world of risk management and deliver targeted solutions that empower well-informed decisions.

At the core of our vision is the integration of two of the most polarized, yet crucial strategic initiatives: meeting increasingly high expectations regarding customer experience while remaining vigilant to risk, escalating fraud and compliance. Our solutions help businesses make more confident trust and identity decisions across the entire customer journey. Partner with us to confidently capture more revenue while delivering excellent customer experiences.

Resources

LexisNexis® ThreatMetrix®

LexisNexis® Emailage®

LexisNexis® RiskViewTM

About LexisNexis Risk Solutions

Services
- LexisNexis® ThreatMetrix® – Real-time digital identity intelligence and risk assessment to safeguard online transactions and interactions against fraudulent activities
- LexisNexis® Emailage® – Fraud risk scoring solution that uses global email intelligence to assess risk and approve transactions
- LexisNexis® RiskViewTM – Credit risk assessment solution providing insight into key risk factors that traditional credit data alone may miss
Regions Supported
- Global

AperiData

Written by Amy Sariego on 14 Dec, 2023. Posted in Partners. No Comments on AperiData

Partners

AperiData

Harnessing Open Banking to Revolutionize Credit Decisioning

Key Benefits

Better decisions across the lifecycle. Our data insights improve decision consistency, speed and accuracy from customer onboarding to account management. We harness the power of Open Banking to transform credit and lending processes that power instant, responsible, and ethical decisions.
Quick and easy to integrate. Use our developer-friendly APIs to integrate directly with your own platforms and customer journeys, unlocking all the efficiencies of data consistency and automation. Also available as a stand-alone product for your users.

“For marginal cases, traditional credit bureau data doesn’t provide sufficient information to make decisions. Using AperiData, around 90% are now approved because of the accuracy of their data.”
MATTHEW STEVENS, CEO, HEY CREDIT UNION

The Real Time Credit Reference Agency

AperiData is an FCA authorized Credit Reference Agency and Open Banking provider that uses banking data to provide real time risk insights.

We see a world where businesses can access comprehensive financial insights at their fingertips, where consumers have control over their financial data, and where data-driven decisions lead to better financial outcomes for everyone.

Our founding team bring over 100 years of combined experience gained in senior roles at organizations across financial services, software, and data service providers. This experience is embedded not only in our technology solutions but also in our proprietary delivery methodology, which enables us to efficiently implement the right solution for every client.

Resources

AmeriData Company and Product Overview

About AperiData

Services
Transaction Categorization: Our machine learning models help you better understand your customer’s income and spending patterns by accurately classifying incoming and outgoing transactions into specific categories. Use this data to make more informed risk decisions and help your customers understand where they’re spending to stay on top of their finances.
Affordability: A complete, accurate snapshot of your customer’s financial position in real time. Our affordability engine uses income and expenditure categorization to accurately calculate customer affordability. Harness rich insights and trends across income, expenditure, assets and liabilities. Understand your customer’s true disposable income and affordability, including detailed breakdown of any benefits received.
Credit Console®: The Credit Console® provides you with a high-impact, high-resolution view of our rich data insights, allowing users to quickly assess your customer’s financial profile. Available as an integrated or standalone solution to be deployed for your business quickly and easily.
Credit Scoring and Risk Indicators: Access our suite of risk flags and identifiers that highlight potential high-risk activities, or areas requiring further investigation.
Identity: Improve KYC and verify customer identity with each linked bank.
Regions Supported
United Kingdom

Equifax

Written by Amy Sariego on 13 Dec, 2023. Posted in Partners. No Comments on Equifax

Partner

Equifax

Enabling Better Customer Experiences and Driving Smarter Revenue

Key Benefits

Credit Risk. Make more confident lending decisions and expand access to credit with alternative data and robust analytics only Equifax can deliver.
Identity, Fraud, and Compliance. Equifax Digital Solutions can help protect your business, your bottom line, and your customers at every stage of the lending journey.

Equifax – Powering the USA with Knowledge™

At Equifax (NYSE: EFX), we believe knowledge drives progress. As a data, analytics, and technology company, we play an essential role in the economy by helping financial institutions, companies, employers, and government agencies make critical decisions with greater confidence. Our unique blend of differentiated data, analytics, and cloud technology drives insights to power decisions to move people forward. For more information, visit Equifax.com.

Resources

About Equifax

Services
- Credit Risk Solutions
- Verifications
- Identity, Fraud, and Compliance
- Data-Driven Marketing Solutions
- Alternative Data Solutions
- Portfolio Management Solutions
Regions Supported
- USA

Trustfull

Written by Amy Sariego on 20 Oct, 2023. Posted in Partners. No Comments on Trustfull

Partners

Trustfull

Make Better Risk Decisions with Digital Footprints

Key Benefits

Real-time risk intelligence from Email, Phone, Device, IP, Browser analytics. Fast and Accurate. Trustfull monitors and scores identities, sign-ups, logins, transactions, and new accounts in real-time, silently in the background, without any impact on the user experience. Choose from single products integrations such as Email or Phone, IP, Browser, Device or select Trustfull Digital Score for a comprehensive bundle generating accurate risk scores on both consumers and small businesses/merchants.
Leverage alternative data for your risk decisioning, globally. Access hundreds of new data sources, from a single integration with Trustfull, providing actionable trust and accurate risk signals with unlimited international coverage. Remain fully protected and compliant adding an extra layer of security to your stack, detecting risk early in the journey, preventing costly and more complex fraud down the line.

“Integrating Trusfull’s identity scoring algorithms in our AML/KYC process allowed our bank to tap into alternative data sources to identify suspicious behavior in the account opening phase, with positive impacts on overall onboarding process and account opening times.”
LUCA CRIVELLARI, SECURITY AND ANTIFRAUD DIRECTOR AT BANCA SELLA

Make Better Risk Decisions with Digital Footprints

Trustfull helps organisations across industries addressing challenges faced when acquiring, onboarding and protecting customer accounts and transaction attempts, as well as helping when onboarding small businesses and micro-merchants.

With the power of machine learning and digital footprint data derived from phone number, emails, IP address, device and browser data – Trustfull passively analyse and score hundreds of digital signals to form a comprehensive risk picture about the customer interaction, empowering businesses to make better decisions and ensure a safer digital environment.

Trustfull is an enterprise-first solution uniquely positioned in the market as:

More accurate and predictive data signals, with higher match rates into web and social accounts than any other provider.
Best in class Email and Phone Analytics product, with fully global market applicability at the highest accuracy rates.
Robust data sources, coupled with proprietary ML models and skilled teams providing tailored and customised support to enterprises.
Solution can be set-up independently or positioned alongside ANY existing organisation fraud and risk tool to complement and enhance security.

Resources

About Trustfull

Services
- Phone Number Intelligence
- Email Address Analytics
- IP Address Intelligence
- Device Detection
- Browser Biometrics and Insights
- Digital Score and risk score, across all touchpoints
Regions Supported
- Global

AIForesee

Written by Amy Sariego on 19 Oct, 2023. Posted in Partners. No Comments on AIForesee

Partners

AIForesee

AIForesee – Pioneering Innovative MSME Score for the Productive Segment

Key Benefits

Proprietary Machine Learning Algorithm Catered for the MSME Segment. AIForesee was born to solve the underserved/unbanked productive segment’s pain points (i.e. the Micro, Small Medium Enterprises (MSMEs)) by providing additional insights for risk assessment in making credit decisions. ‘Productive’ is in Our DNA.
Acting as the ‘Data Hub’ for your Organization’s Efficiency. Having the Productive segment as our DNA, AIForesee developed our products by integrating with various alternative data sources. Consequently, you could ride-on what AIForesee has integrated as your ‘data enrichment one-stop-service’.

AIForesee – Pioneering MSMEs Innovative Credit Score

As an innovative credit score company that focuses on supporting lending institutions that target the productive segment (i.e. MSMEs), AIForesee aggregates alternative data sources (i.e. telco data, social media data, payment-related data, etc.) and processes them with our proprietary scoring engine by leveraging machine-learning algorithms. Our product consists of AIForesee’s Gen-Score that targets micro/small entrepreneurs (i.e. sole-proprietorships/individuals businesses) as well as small/medium enterprises (i.e. limited-liability companies). In addition to that, we are also able to provide a bespoke/tailor-made approach based on our client’s needs and enable data-enrichment initiative by leveraging our integration points.

Currently, our services have been used by a variety of clientele, ranging from digital banks, peer-to-peer lending companies, rural banks, etc. For more info, contact [email protected].

Also read: The Essential Guide to Credit Underwriting Engine

About AIForesee Services

Generic Score Product
Gen-Score Biz
Gen-Score Retail
Data Aggregation Features
Telco
Social Media
Compliance-Related Product
Business Profile Insights
Tax-Related Insights
E-statements
Project
Join Development for Bespoke Model
Countries Supported
Indonesia

MKTplace-data type: AML

PARTNER

Baselayer

Key Benefits

Baselayer

Resources

About Baselayer

Baselayer Products

Countries Supported

PARTNER

Fraudfinder

AI Document Fraud Detection for Lenders

Key Benefits

Your superhuman risk analyst for every document

About Fraudfinder

Fraudfinder Products

Countries Supported

Bankflip

Employment, Incomes and Debt Data Access in Real-Time

Key Benefits

Frictionless Data Capturing and Processing

Resources

About Bankflip

Services

Countries Supported

PARTNER

AccountScorean Equifax Company

Delivering the market-leading Open Banking solution

Key Benefits

Reliable, Accurate and Comprehensive Bank Transaction Data Analytics

Resources

About AccountScore Services

AccountScore Products

Countries Supported

Rzolut

Leader in Global Risk & Compliance Datasets

Key Benefits

Simplify Compliance, Amplify Success

About Rzolut

Services

Regions Supported

LexisNexis Risk Solutions

Digital Identity Intelligence

Key Benefits

Capture More Revenue While Delivering Excellent Customer Experiences

Resources

About LexisNexis Risk Solutions

Services

Regions Supported

AperiData

Harnessing Open Banking to Revolutionize Credit Decisioning

Key Benefits

The Real Time Credit Reference Agency

Resources

About AperiData

Services

Regions Supported

Equifax

Enabling Better Customer Experiences and Driving Smarter Revenue

Key Benefits

Equifax – Powering the USA with Knowledge™

Resources

About Equifax

Services

Regions Supported

Trustfull

Make Better Risk Decisions with Digital Footprints

Key Benefits

Make Better Risk Decisions with Digital Footprints

Resources

About Trustfull

Services

Regions Supported

AIForesee

AIForesee – Pioneering Innovative MSME Score for the Productive Segment

Key Benefits

AIForesee – Pioneering MSMEs Innovative Credit Score

About AIForesee Services

Generic Score Product

Data Aggregation Features

AccountScore
an Equifax Company