Skip to main content

Industry: BNPL

What’s Next for BNPL in North America and how to Prepare For the Evolution

ON-DEMAND WEBINAR

What’s Next for BNPL
in North America and how to Prepare For the Evolution

Book a Meeting

An e-commerce staple in certain regions, the Buy Now Pay Later wave is now having its moment in North America, with experts projecting the industry growing 10-15 times its current volume by 2025. As with most things in fintech, the landscape of BNPL – including regulations, providers, products and platforms – is changing, rapidly. Consumer expectations continue to grow, with 80% of consumers ranking speed as a key buying factor.

Join us for this panel discussion where we will discuss all things BNPL, including onboarding, the customer journey, how the North American landscape and associated regulations are changing – and how to ensure you are prepared for the evolution.

  • The way advanced technologies like AI/ML and automated decisioning can help you respond to market needs and shifts quickly, while managing risk effectively
  • How the use of alternative data can help you say yes to more customers and encourage greater financial inclusion for the underbanked
  • Why balancing customers experience and frictionless onboarding with fraud prevention and accurate decisioning is critical to ongoing growth
  • What the future holds for BNPL regulations and the ways we can future-proof technology to ensure compliance

Speakers:

  • Kathy Stares

    EVP Americas, Provenir

  • Rob Seidman

    Head of Product, BNPL/POS Lending, U.S. Bank

  • Josh Williams

    CEO, Seattle Bank

Moderator:

Todd Anderson

Chief Content Officer, Fintech Nexus


RESOURCES

Continue reading

The Rapidly Evolving BNPL Landscape and How to Prepare For It

ON-DEMAND WEBINAR

The Rapidly Evolving
BNPL Landscape and How to Prepare For It

Book a Meeting

Buy Now Pay Later has moved beyond a fad into an e-commerce staple, with a 200% increase in the use of BNPL services since the Covid-19 pandemic began. But as with most things in fintech, the landscape of BNPL is evolving, quickly. New competitors are popping up every day, regulations are changing rapidly and consumers’ expectations are growing – in fact, 80% of consumers rank speed as a key buying factor.

Join us for this panel discussion where we will discuss all things BNPL, including onboarding, the customer journey, changing regulations and more – and how to ensure you are prepared for the evolution.


RESOURCES

Continue reading

Provenir Joins Visa Ready for BNPL Program to Support AI Risk Decisioning for Burgeoning Buy Now Pay Later Sector

NEWS

Provenir Joins Visa Ready for BNPL Program
to Support AI Risk Decisioning for Burgeoning Buy Now Pay Later Sector

Providing universal access to data, simplified AI and sophisticated decisioning technology, Provenir continues to broaden its partnership with Visa

Parsippany, NJ — May 10, 2022 — Provenir, a global leader in AI-powered risk decisioning software for the fintech industry, today announced it is part of the Visa Ready for BNPL program, providing lenders offering Buy Now Pay Later (BNPL) services the ability to make data-fueled and AI-powered intelligent decisions.

Today’s announcement builds on Provenir’s established partnership with Visa, leveraging Visa’s collaboration, expertise and vast network. In addition to Visa Ready for BNPL, Provenir is also an enabling partner with Visa’s Fintech Fast Track Program and Visa Fintech Partner Connect.

Provenir’s AI-Powered Decisioning Platform is comprised of three essential components that enable financial institutions to rapidly overcome the challenges that hold them back — data integration, AI deployment and decisioning automation.

“Provenir is proud to join Visa Ready for BNPL as an enabling partner providing AI-risk decisioning for Visa clients in the BNPL sector,” said Kathy Stares, Executive Vice President, North America at Provenir. “In the fast-moving BNPL sector, risk decisioning that’s accurate and based on real-time information is essential. Our AI-powered risk decisioning platform provides a cohesive risk ecosystem to enable smarter decisions across the entire customer lifecycle to power many of the world’s leading BNPL providers across all continents.”

Through the Visa Ready for BNPL program, Visa establishes a robust ecosystem of partners to scale Visa’s BNPL portfolio of solutions worldwide.

Visa Ready for BNPL program partners provide Visa clients access to solutions and capabilities to support standing up BNPL capabilities including acquirers, POS systems, commerce platforms, issuer/virtual card processors, digital banking providers, origination platforms, system integrators and more.

The Ultimate Guide to Decision Engines

What is a decision engine and how does it help your business processes?

Learn More


LATEST NEWS

Continue reading

Finovate Europe Fireside Chat – Luke Seaman, Klarna and Carol Hamilton, Provenir

ON-DEMAND WEBINAR

Finovate Europe Fireside Chat:
Luke Seaman, Klarna and Carol Hamilton, Provenir

Book a Meeting

We were pleased to sponsor and participate in Finovate Europe this March. Prior to the big event, we sat down with Luke Seaman, Head of Public Affairs at Klarna.

Watch his discussion with Carol Hamilton, Provenir’s SVP of Global Solutions, where they chat all things BNPL, AI and its role in risk decisioning, and all the fun at Finovate Europe!

Speakers:

  • Luke Seaman

    Head of Public Affairs, Klarna

  • Carol Hamilton

    Chief Product Officer, Provenir


RESOURCES

Continue reading

Finovate Europe Fireside Chat – Luke Seaman, Klarna & Carol Hamilton, Provenir

ON-DEMAND WEBINAR

Finovate Europe Fireside Chat:
Luke Seaman, Klarna and Carol Hamilton, Provenir

Book a Meeting

We were pleased to sponsor and participate in Finovate Europe this March. Prior to the big event, we sat down with Luke Seaman, Head of Public Affairs at Klarna.

Watch his discussion with Carol Hamilton, Provenir’s SVP of Global Solutions, where they chat all things BNPL, AI and its role in risk decisioning, and all the fun at Finovate Europe!

Speakers:

  • Luke Seaman

    Head of Public Affairs, Klarna

  • Carol Hamilton

    Credit Product Officer, Provenir


RESOURCES

Continue reading

Fintech Trends to Drive 2022: Growth of Buy Now Pay Later and Increased Investments in Technology Enabling Financial Inclusion

NEWS

Fintech Trends to Drive 2022:
Growth of Buy Now Pay Later and Increased Investments in Technology Enabling Financial Inclusion

Buy Now, Pay Later (BNPL) and financial inclusion captured headlines and investments in 2021 and will continue to grow in 2022 as traditional banks scurry to join the crowded BNPL space and organizations strive to modify processes to meet the needs of a previously unserved population.

In an article in Financial IT, Kathy Stares, Executive Vice President, North America, for Provenir, provides insight on the critical role alternative data plays in both BNPL and financial inclusion, and why data, AI and real-time decisioning will be key areas of investment in 2022.

Read the full article at Financial IT

The Ultimate Guide to Decision Engines

What is a decision engine and how does it help your business processes?

Learn More


LATEST NEWS

Continue reading

Infographic: The Intersection of Credit Cards + Buy Now, Pay Later

INFOGRAPHIC

The Intersection of Credit Cards + Buy Now, Pay Later

How to Work Together to Accelerate Growth

62% of current Buy Now, Pay Later customers think it could replace their credit cards. But where does that leave credit cards? Discover how BNPL and the credit card industry can work together to encourage responsible lending, financial inclusion and profitable growth.

Back to the Future: 8 Features of Fast and Future-Proof BNPL Technology

Get the eBook

RESOURCE LIBRARY

INFOGRAPHIC Hyper-personalization

Hyper-Personalizatio...

Most financial institutions still rely on humans to interpret model predictions and make the final
AI infographic

5 AI Use Cases Digit...

5 AI Use Cases Digital Banks Must Govern by 2025 Digital banks across APAC are
telco fraud thumbnail

Infographic: How to ...

INFOGRAPHIC Navigating the High-Stakes World of Telco Decisioning How to Maximize Revenue Without Risk Increasing
Infographic: Unlocking the Embedded Finance Advantage

Infographic: Unlocki...

Infographic Unlocking the Embedded Finance Advantage How to Harness Embedded Finance for Enhanced Customer Experiences
Infographic: One decisioning platform for every customer touchpoint

Infographic: One dec...

Balancing risk with opportunity can be a challenge - especially when you need to offer
Navigating Your Legacy System Upgrade

Navigating Your Lega...

Do you struggle to maintain your legacy decisioning systems? A lack of support from current
provenir logo

Infographic: The Evo...

With extraordinary growth over the past twenty years, the financial services sector has seen incredible
Elevating Customer Experiences: Headless Banking and Banking-as-a-Service (BaaS)

Elevating Customer E...

INFOGRAPHIC Elevating Customer Experiences: Headless Banking and Banking-as-a-Service (BaaS) How to enhance engagement and streamline

Continue reading

Datasheet: Thrive in Buy Now, Pay Later

DATA SHEET

Thrive in Buy Now, Pay Later

Real-time onboarding. Integrated fraud checks. Smarter decisioning.

Advanced automation, analytics, decisioning and integration capabilities – learn more about streamlining complex processes and creating a superior customer experience.

Back to the Future: 8 Features of Fast and Future-Proof BNPL Technology

Read Our Blog

RESOURCE LIBRARY

BLOG Christian Ball
Blog, Customer Mgmt /

Smarter Acquisition and Customer Mana...

Financial institutions face a straightforward challenge: acquire profitable customers and manage those ... Read More →
Open Banking Expo Toronto
Event, Banking /

Open Banking Expo Toronto

We’re excited to sponsor The Open Banking Expo in Toronto on March ... Read More →
Zero Trust in Digital Banking
Digital Banking /

Zero Trust in Digital Banking

Digital banking has firmly established itself across APAC. From the sophisticated, interconnected ... Read More →
EBOOK Survey2026
eBook, Survey, Decisioning /

Survey: 2026 Global Decisioning Surve...

The financial services industry stands at an inflection point in its adoption ... Read More →
LewisGRP
News, AI, Decisioning, Provenir /

Leading South African Furniture Retai...

South African furniture retailer Lewis Group is migrating its credit decisioning to ... Read More →
carol blog
Blog, Decisioning /

The Generational Shift: Why Banks Are...

Financial institutions are ripping out decisioning infrastructure they spent two decades building ... Read More →
Frederic blog
Blog, AI /

Why AI Requires Enterprise Platforms ...

The narrative around AI replacing enterprise software has gained momentum recently. Driven ... Read More →
INFOGRAPHIC Hyper-personalization

Hyper-Personalization in Action

Most financial institutions still rely on humans to interpret model predictions and ... Read More →
HyperPersonalization

From Risk Manager to Revenue Generato...

From Risk Manager to Revenue Generator:How CROs Are Becoming the New Growth ... Read More →
2025 winner
News, Provenir /

Provenir Wins Credit Risk Solution Aw...

Provenir Wins Credit Risk Solution Award at 2025 Credit & Collections Technology ... Read More →
Hyper-personalization Myth2
Blog, Hyper-Personalization /

The Hyper-personalization Myth Series...

The Hyper-personalization Myth Series #2:The Scorecard Trap: How Traditional Models Are Leaving ... Read More →
Hyper-personalization Myth1
Blog, Hyper-Personalization /

The Hyper-personalization Myth Series...

The Hyper-personalization Myth Series #1:Why Banks Think They're Doing Hyper-personalization (But Aren't) ... Read More →
Beyond Static Rules
Blog, Decisioning /

Beyond Static Rules

Beyond Static Rules:How Learning Systems Enhance Decisioning in Financial Services In financial ... Read More →
Event WFIS
Event, Financial Services /

WFIS Indonesia 2025

Event WFIS Indonesia 2025 The Premier Financial Services Innovation Event November 25–26, ... Read More →
AI Campaign
Blog, Data /

Beyond Traditional Credit Scores

Beyond Traditional Credit Scores:How Alternative Data is Revolutionizing Financial Inclusion In financial ... Read More →

Continue reading

eBook: The Future of Buy Now, Pay Later – the Industry Weighs In

EBOOK

The Future of Buy Now, Pay Later – the Industry Weighs In

Discover what industry experts predict is on the horizon for the rapidly evolving Buy Now, Pay Later market

uy Now, Pay Later (BNPL) is absolutely everywhere these days. Record transaction numbers, new providers, new markets served. What does this rapid growth mean for the future of BNPL? What impact will increasing regulations have on the seemingly endless runway of opportunity? Hear from industry influencers what they believe the future of BNPL has in store – for providers, merchants and consumers.

Learn about:

  • The impact of the Covid-19 pandemic on BNPL trends
  • How providers can create products that support long-term credit health
  • How the right technology solutions can future-proof your BNPL products

The Ultimate Guide to Decision Engines

What is a decision engine and how does it help your business processes?

Read the Blog

RESOURCE LIBRARY

Data Providers Blog

Practical Guide to Reviewing Your Data Providers

Ebook What’s Missing from Your Decision Stack? Smarter decisions ...
EBOOK KShape

One Portfolio, Two Economies

One Portfolio, Two Economies: Model Drift, Consumer Divergence, and ...
EBOOK Survey2026

Survey: 2026 Global Decisioning Survey

What are the key challenges and priorities for financial ...
Survey: 2025 Global Risk Decisioning Survey

Survey: 2025 Global Risk Decisioning Survey

Survey: 2025 Global Risk Decisioning Survey What are the ...
EBOOK: How Telcos Can Boost Revenue Without the Risk

EBOOK: How Telcos Can Boost Revenue Without the Risk

Dial Into Profit: How Telcos Can Boost Revenue Without ...
Vendor Report: Chartis Research Names Provenir a Global Leader

Vendor Report: Chartis Research Names Provenir a Global Leader

Chartis Research Names Provenir a Global Leader Credit and ...
Mind the Gap: The Need for Speedy, Accessible SME Lending in EMEA

Mind the Gap: The Need for Speedy, Accessible SME Lending in EMEA

EBOOK Mind the Gap: The Need for Speedy, Accessible ...

Continue reading

eBook: 8 Features of Fast and Future-Proof BNPL Technology

EBOOK

Back to the Future: 8 Features of Fast and Future-Proof BNPL Technology

Discover the technology features that will help you thrive in the rapidly evolving BNPL market

Over the past year Buy Now, Pay Later products have gone from an interesting new option to a household staple. And, like any emerging market, the products and the regulations that govern them are evolving quickly. As BNPL providers take bigger and bigger bites out of the $8 trillion credit card industry, both credit card providers and innovative startups are taking notice. To compete and thrive, you need technology that doesn’t just get you to market quickly, but that also prepares you for what the future of BNPL holds.

In our latest eBook, we explore the 8 decisioning and analytics technology features that will prepare you to:

  • Power world-class onboarding experiences
  • Access and use the data you need to make smarter credit decisions
  • Rapidly adapt processes to comply with evolving regulations

Download the eBook today to discover what tools you need to get ahead and stay ahead as BNPL grows its market share!

Our Customers are Disrupting the Industry – See how

The Ultimate Guide to Decision Engines

What is a decision engine and how does it help your business processes?

Read the Blog


LATEST BLOGS

Continue reading