Data fueled. AI driven.
The secret to smarter decisioning.
Discover Provenir’s AI-Powered Decisioning Platform
From startup to decacorn: Software to fit your needs.
Decisioning software isn’t one-size-fits-all. You need purpose-built technology designed to outpace market evolution, and maintain your rank as an innovative and disruptive financial services player. Provenir powers data orchestration and risk decisioning processes across identity, credit and fraud to help you get ahead, and stay ahead of risk. We’ve designed our AI-Powered Data and Decisioning Platform, with key data, AI and decisioning capabilities, to give you the flexibility to iterate, expand, and scale on your timeline. Technology shouldn’t dictate your path forward, it should empower it. Define your own journey with a flexible Platform-as-a-Service solution!
Buy Now Pay Later
You need to compete in an evolving and rapidly growing market, without increasing risk. Need an alternative to risk decisioning with traditional credit scores? We’ve got you covered. Use Provenir’s simple alternative data integration tools, advanced automation, and powerful ML capabilities to onboard and decision merchants and consumers at record speed.
Fast, frictionless service is essential for every fintech. You need a platform that empowers you to maintain high levels of service, even as your business grows from innovative startup to industry disruptor. Say hello to Provenir, the premier data and risk decisioning tool for the world’s leading fintechs.
Small businesses are the lifeblood of the economy — yet big banks only approve 27% of small business loans. As an SME lender stepping up to increase approvals, you need the right data and a risk decisioning platform that helps you understand risk and get SMEs money when they need it.
Retail + Point-of-Sale
As a retail or POS lender, two things matter: making the right decisions, and having the data to make them quickly. Tapping into advanced data science tools, Provenir enables one-click, real-time decisioning engine functionalities to power more accurate credit risk decisioning.
Digital Merchant Onboarding
You want world-class digital merchant onboarding. But strict compliance regulations and evolving fraud risks threaten to slow you down. Provenir’s data and risk decisioning platform simplifies your ability to create, adjust and implement risk processes — powering fully automated onboarding.
As an auto lender, you need smooth loan approvals that quickly move cars off the lot. Provenir lets you deploy sophisticated data strategies and risk decisioning models to make the right decisions in milliseconds without relying on external vendor or dev teams.
Banking + Loan Origination
Traditional loan origination software limits your ability to deliver fast approvals and unforgettable consumer experiences. Provenir flips the script, automating end-to-end lending processes. We make data access simple, powering real-time risk decisioning in under a second.
No pain, all the gain: Simplified AI to drive business growth..
From data to AI-driven decisions, we’re here to help.
In a digital-first market, agility and innovation are key. The Provenir AI-Powered Decisioning Platform blows past traditional risk decisioning solutions by letting you harness the power of data, AI and decisioning from one unified, no-code user interface. Whether you’re launching an ambitious startup, or scaling a unicorn, Provenir helps you power beyond your business goals. Use Provenir to power one or both of your data and decisioning strategies.
Provenir’s industry-leading risk decisioning lets you make smarter decisions, faster. Use Provenir’s no-code decisioning engine to tackle virtually any risk decisioning or analytics workflow. Empower business users to design, build and deploy new workflows or make changes quickly. Get products to market, today.
Use Provenir Decisioning Cloud to:
Say hello to data. Any data, anywhere, on-demand – One API. Provenir Data + Marketplace is a global data and intelligence platform that makes accessing data fast and easy. Advance and accelerate your data strategy with data and insights covering identity, fraud, and credit, all managed through a single contract. Eliminate your data sourcing challenges and simplify your data supply chain with preconfigured, fully maintained integrations, accessed through a single API. Select from identity, fraud, open banking, bureau, alternative sources and more.
Use Provenir Cloud Data + Marketplace to:
Simplified AI for smarter decisioning. Designed and built to make AI accessible to fintechs, Provenir AI empowers you to launch your AI strategy at record speed. Whether you’re just starting with AI or are further on your journey, Provenir’s AI solution will bring instant value to your team by eliminating the challenges that limit AI impact. With auto-selection, simplified deployment, and self-optimization, Provenir AI lets you run at maximum performance, all of the time!
Use Provenir AI to:
Cloud technology that powers innovation.
Provenir does more than help with your current tech challenges. We eliminate them.
Designed and built to power agility, our cloud-native technology puts your team in control. Independence replaces vendor-reliance. Seamless support for business growth replaces unscalable technology. And advanced decisioning, data and AI capabilities replace aging solutions.
It’s the closest you can come to custom technology without building it yourself.
Decisioning software to change the way you think about your risk strategy..
Companies like you use Provenir
GM Financial wanted to bring new auto lending and leasing products to market more quickly, paving the road for smoother loan origination processes. Provenir was there to help.
BNPL provider Klarna needed to replace legacy technology with real-time risk decisioning and business analytics designed to keep up with shopper demand. Provenir provided the framework to get there.
With a 25-year history of delivering invoice finance solutions to UK-based businesses, Novuna decided to level up with a bold, technology-forward approach — calling on Provenir to help.
SoFi benchmarked the project alongside its previous DevOps effort with its in-school college loan application. As a result of building out new automation and leveraging low code/no code technology enabled processes via the Provenir platform, SoFi was able to complete the project and go live in a shorter timeframe (within 10 weeks).