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Fintech DeltaPay Selects Provenir’s AI-Powered Data and Risk Decisioning Platform to Power its Buy Now, Pay Later Offerings


December 1, 2022 | Jonathan Pryer

DeltaPay cites Provenir’s flexible architecture, easy access to data and technical expertise as key to providing more citizens with access to affordable credit

Parsippany, NJ — Provenir, a global leader in AI-powered risk decisioning software, announced today that DeltaPay, an emerging fintech headquartered in Kenya, has selected Provenir’s AI-Powered Data and Risk Decisioning Platform to power its Buy Now, Pay Later offerings.

DeltaPay’s mission is to empower people with the financial access to enable them pursue lives of dignity and prosperity. By leveraging alternative data, including behavioral data, DeltaPay provides more citizens with access to affordable and flexible credit. This allows them to improve their purchasing power, and ultimately, their livelihoods.

“Our mission is to provide millions of unbanked and neglected segments with access to affordable credit. In our quest, we sought a like-minded partner to complement our business model and help us scale,” said Kiprop Chirchir, CEO and co-founder, DeltaPay. “Provenir’s architectural design, platform flexibility and technical capabilities set them apart from their competitors.

The Provenir Marketplace provides easy access to financial and behavioral data partners through a single API, which not only makes technical implementation easier but also enables us to go to market faster. Following our launch in Kenya, we plan to scale our operation to other regions including Uganda, Tanzania, Rwanda, DRC, Nigeria and Ghana in the next five years. Provenir will be our partner of choice in this expansion plan.”

“DeltaPay is differentiating itself by creating a holistic view of an individual’s ability to pay through the use of alternative data,” said Adrian Pillay, Vice President, Middle East and Africa for Provenir. “Our AI-Powered Data and Decisioning Platform provides the data, AI and decisioning capabilities needed to help DeltaPay eradicate financial exclusion and improve the customer experience by consistently removing friction from the process for both consumers and merchants. We are excited to partner with them on this journey.”

Provenir’s industry-leading AI-Powered Data and Decisioning Platform ease of use and flexibility allows for smarter risk decisioning. The solution, managed through a single UI, empowers organizations to innovate further and faster than ever before, driving the continuous optimization they need to power growth and agility, without increasing risk.