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From the latest risk decisioning and industry news to risk software and decision engine developments, our Provenir AI-Powered Risk Decisioning Platform resources bring together eBooks, videos, articles and more to help drive your business forward. Explore our resources to accelerate your innovation journey.

December 3, 2021 Credit Risk

Dear Mr. Lender: A Letter From An Anonymous Customer

Dear Lender, It’s that time of year when we make plans, we think about ways we want to ...
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November 7, 2021 Credit Risk

113 Million US Adults Have Non-Prime Credit Scores – What Are We Doing About It?

The World Bank estimates that two billion adults don’t have an account at a bank or other financial ...
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October 20, 2021 Credit Risk, Data

Alternative Data – The Evolution of Credit Scoring

Ten Companies Using Alternative Data for the Greater Good Read the blog Our industry-leading data partners discuss how ...
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September 29, 2021 Credit Risk, Data

Alternative Data – The Champion of Innovative Credit Scoring

Want to know how to use alternative data in your credit decisioning? Download the eBook now! Thank You! ...
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July 27, 2021 Credit Risk

Guest Blog: Imagining an Alternative to the Credit Score

By Shmulik Fishman, CEO and Founder at Argyle A single number can determine whether you can obtain a ...
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April 9, 2021 Credit Risk

Elevate: On Driving Innovation in Credit-Scoring through Advanced Analytics

Elevate Credit, an alternative credit provider that lends to customers currently underserved by mainstream finances, requires a robust ...
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The Ultimate Guide to Risk Analytics

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Cookie	Duration	Description
__cfruid	session	Cloudflare sets this cookie to identify trusted web traffic.
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cookielawinfo-checkbox-performance	1 year	Set by the GDPR Cookie Consent plugin, this cookie is used to store the user consent for cookies in the category "Performance".
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viewed_cookie_policy	1 year	The cookie is set by the GDPR Cookie Consent plugin to store whether or not the user has consented to the use of cookies. It does not store any personal data.

Cookie	Duration	Description
__cf_bm	30 minutes	This cookie, set by Cloudflare, is used to support Cloudflare Bot Management.
bcookie	1 year	LinkedIn sets this cookie from LinkedIn share buttons and ad tags to recognize browser ID.
bscookie	1 year	LinkedIn sets this cookie to store performed actions on the website.
debug	never	Cookie used to debug code and website issues.
lang	session	LinkedIn sets this cookie to remember a user's language setting.
li_gc	5 months 27 days	Linkedin set this cookie for storing visitor's consent regarding using cookies for non-essential purposes.
lidc	1 day	LinkedIn sets the lidc cookie to facilitate data center selection.
loglevel	never	Maintains settings and outputs when using the Developer Tools Console on current session.
UserMatchHistory	1 month	LinkedIn sets this cookie for LinkedIn Ads ID syncing.

Cookie	Duration	Description
_calendly_session	21 days	Calendly, a Meeting Schedulers, sets this cookie to allow the meeting scheduler to function within the website and to add events into the visitor’s calendar.
_gat	1 minute	This cookie is installed by Google Universal Analytics to restrain request rate and thus limit the collection of data on high traffic sites.
_uetsid	1 day	Bing Ads sets this cookie to engage with a user that has previously visited the website.
_uetvid	1 year 24 days	Bing Ads sets this cookie to engage with a user that has previously visited the website.
AWSALBTG	7 days	AWS Application Load Balancer Cookie. Load Balancing Cookie: Used to encode information about the selected target group.
AWSALBTGCORS	7 days	AWS Classic Load Balancer Cookie: Used to map the session to the instance. This cookie is identical to the original ELB cookie except for the attribute &SameSite=None;

Cookie	Duration	Description
_ga	2 years	The _ga cookie, installed by Google Analytics, calculates visitor, session and campaign data and also keeps track of site usage for the site's analytics report. The cookie stores information anonymously and assigns a randomly generated number to recognize unique visitors.
_ga_3DY9STJEMW	2 years	This cookie is installed by Google Analytics.
_ga_J5QKCECHV7	2 years	This cookie is installed by Google Analytics.
_gat_UA-67726727-1	1 minute	A variation of the _gat cookie set by Google Analytics and Google Tag Manager to allow website owners to track visitor behaviour and measure site performance. The pattern element in the name contains the unique identity number of the account or website it relates to.
_gcl_au	3 months	Provided by Google Tag Manager to experiment advertisement efficiency of websites using their services.
_gd_session	4 hours	This cookie is used for collecting information on users visit to the website. It collects data such as total number of visits, average time spent on the website and the pages loaded.
_gd_visitor	2 years	This cookie is used for collecting information on the users visit such as number of visits, average time spent on the website and the pages loaded for displaying targeted ads.
_gid	1 day	Installed by Google Analytics, _gid cookie stores information on how visitors use a website, while also creating an analytics report of the website's performance. Some of the data that are collected include the number of visitors, their source, and the pages they visit anonymously.
6suuid	2 years	Registers user behaviour and navigation on the website, and any interaction with active campaigns. This is used for optimizing advertisement and for efficient retargeting.
ajs_anonymous_id	never	This cookie is set by Segment to count the number of people who visit a certain site by tracking if they have visited before.
ajs_user_id	never	This cookie is set by Segment to help track visitor usage, events, target marketing, and also measure application performance and stability.
AnalyticsSyncHistory	1 month	Linkedin set this cookie to store information about the time a sync took place with the lms_analytics cookie.
attribution_user_id	1 year	This cookie is set by Typeform for usage statistics and is used in context with the website's pop-up questionnaires and messengering.
CONSENT	2 years	YouTube sets this cookie via embedded youtube-videos and registers anonymous statistical data.
ln_or	1 day	Registers statistical data on users’ behaviour on the website. Used for internal anyalytics by the website operator.
lpv730213	30 minutes	Pending.
pardot	past	The pardot cookie is set while the visitor is logged in as a Pardot user. The cookie indicates an active session and is not used for tracking.
rl_anonymous_id	never	Generates an unique anonymous Id to identify a user and attach to a subsequent event.
rl_user_id	never	To store a unique user ID for the purpose of Marketing/Tracking.
UID	2 years	Scorecard Research sets this cookie for browser behaviour research.
undefined	never	Wistia sets this cookie to collect data on visitor interaction with the website's video-content, to make the website's video-content more relevant for the visitor.
visitor_id730213		Pardot Website tracking.
visitor_id730213-hash		Pardot Website tracking.
visitor-id	1 year	Pardot Website tracking.

Cookie	Duration	Description
_an_uid	7 days	Presents the user with relevant content and advertisement. The service is provided by third-party advertisement hubs, which facilitate real-time bidding for advertisers.
IDE	1 year 24 days	Google DoubleClick IDE cookies are used to store information about how the user uses the website to present them with relevant ads and according to the user profile.
MUID	1 year 24 days	Bing sets this cookie to recognize unique web browsers visiting Microsoft sites. This cookie is used for advertising, site analytics, and other operations.
NID	6 months	NID cookie, set by Google, is used for advertising purposes; to limit the number of times the user sees an ad, to mute unwanted ads, and to measure the effectiveness of ads.
test_cookie	15 minutes	The test_cookie is set by doubleclick.net and is used to determine if the user's browser supports cookies.
VISITOR_INFO1_LIVE	5 months 27 days	A cookie set by YouTube to measure bandwidth that determines whether the user gets the new or old player interface.
YSC	session	YSC cookie is set by Youtube and is used to track the views of embedded videos on Youtube pages.
yt-remote-connected-devices	never	YouTube sets this cookie to store the video preferences of the user using embedded YouTube video.
yt-remote-device-id	never	YouTube sets this cookie to store the video preferences of the user using embedded YouTube video.

Don’t follow trends. Create them.