Skip to content

tbi Bank’s Costin Mincovici Wants to See More ‘Aha’ Moments in Digital Banking

Costin Mincovici, tbi Bank’s Chief Credit Officer, is a risk leader that likes to say yes.

Yes to mobile-first financial services, yes to digital banking disruption, and yes to multi-country risk strategies that offer the accessible experiences that can make or break a provider.

He shares his insights with our EMEA host and Provenir’s regional leader, Frode Berg. They explore everything from the ethical implications of data usage, to market approaches that protect the interests of both the customer and bank, to the “aha” moments Costin hopes to see more of across fintech. 

Costin Mincovici is a credit risk management leader with experience across Europe’s banking and fintech landscape. He joined tbi bank in 2019 and currently serves as the Chief Credit Officer. Costin’s data-driven approach fully embodies the dynamic and ever evolving nature of the company.

Over the span of his 20+ year career managing multibillion portfolios and teams of over 150 professionals, Costin has developed as a true leader who doesn’t shy away from tackling difficult decisions in complex situations.

Frode Berg is Provenir’s Managing Director of EMEA, responsible for overseeing Provenir’s accelerated growth in the region and enabling new and existing clients. He has developed his career in industries such as credit and business information, marketing and customer programmes and loyalty schemes across the Nordics, UK and US.

Frode has a wealth of commercial leadership experience as well as deep expertise in data, analytics and decisioning. Prior to joining Provenir, he held senior leadership roles at Experian Nordics and Dun & Bradstreet, leading regional business units including sales, operations, and innovation. He is passionate about supporting industry disruptors and the rapid digitization of the financial services sector.

Latest Podcasts

TDS Mini: Reducing Biases with Alternative Data and AI

TDS Mini: Reducing Biases with Alternative Data and AI

Fair and accurate: these are the hallmarks every lender strives ...
Podcast EP07 Carbon

Carbon’s Ceci López and Kike Fashola Are Banking on Nigerian Fintech Innovation

These risk leaders are disrupting the status quo across Africa’s ...
TDS Mini: Fintech Cheat Sheet (Part 2)

TDS Mini: Fintech Cheat Sheet (Part 2)

We’re back for part two of our TDS Mini series, ...
Podcast Fintech Cheat Sheet Part 1

TDS Mini: Fintech Cheat Sheet (Part 1)

The first half of 2023 has blown by in the ...
TDS Mini: Want to Launch AI/ML? You Need a Data Detox

TDS Mini: Want to Launch AI/ML? You Need a Data Detox

AI, banks vs fintechs, alternative data - how do all ...
TDS Mini: Level Up Your Digital Lending (In Under 10 Minutes)

TDS Mini: Level Up Your Digital Lending (In Under 10 Minutes)

Want to learn how to provide frictionless lending experiences while ...